Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 life insurance agents in Park Ridge, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Rubino - State Farm Insurance Agent
23 Hawthorne Ave, Park Ridge, NJ 07656
(201) 573-0800
joerubinoagency.com
Amica Mutual Insurance Company
1 Maynard Dr #1104, Park Ridge, NJ 07656
(800) 762-6422
amica.com
Commercial Agency Inc.
141 Kinderkamack Rd # H, Park Ridge, NJ 07656
(201) 391-1324
thecommercialagency.com
Comprehensive Insurance Agency
53 Broadway Apartment C, Park Ridge, NJ 07656
(201) 391-1656
ci-agency.com
Vozza Agency
77 Market St, Park Ridge, NJ 07656
(201) 573-1000
vozza.com
Insurance Solutions of NJ
200 Park Ave, Park Ridge, NJ 07656
(201) 391-3434
insbrian.com
Northwestern Mutual
1 Maynard Dr #1106, Park Ridge, NJ 07656
(201) 505-4183
northwesternmutual.com
What Does a Life Insurance Agent in Park Ridge Cost?
The cost of life insurance in Park Ridge varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. New Jersey residents may also pay a small state premium tax. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of life insurance can an agent in Park Ridge offer?
Agents in Park Ridge typically offer term life, whole life, universal life, and variable life policies. They can also explain riders like accelerated death benefits, which are regulated under New Jersey law.
Do I need a medical exam to get life insurance in New Jersey?
Many policies require a medical exam, but some insurers offer simplified issue or guaranteed issue policies with no exam. New Jersey allows insurers to set their own underwriting guidelines as long as they comply with state anti-discrimination laws.
How does New Jersey law affect life insurance payouts?
New Jersey has a two-year contestability period during which insurers can investigate misstatements on an application. Beneficiaries must file claims promptly, and insurers must pay within a reasonable time or face interest penalties under state law.