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Browse life insurance agents serving Oradell, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Oradell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 life insurance agents in Oradell, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Susan Payne and Associates, Inc.
700 Kinderkamack Rd ste 206, Oradell, NJ 07649
(201) 384-4446
payneassociates.com
Reynold R. Bonaldi Agency
38 Kinderkamack Rd, Oradell, NJ 07649
(201) 262-8100
bonaldiinsurance.com
Tom Flynn - State Farm Insurance Agent
282 Kinderkamack Rd C, Oradell, NJ 07649
(201) 262-6640
tomflynnagency.com
Life insurance agents in Oradell, New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires agents to hold a valid state license and follow strict consumer protection rules. Local agents can guide you through term life, whole life, and universal life options available in Bergen County.
What Does a Life Insurance Agent in Oradell Cost?
Life insurance costs in New Jersey vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 25 and 50 dollars per month for a 20-year term policy of 500,000 dollars. Whole life policies can cost 150 to 300 dollars per month for similar coverage. Premiums are higher in New Jersey than the national average due to state regulations and cost of living. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
Agents must hold a valid New Jersey life insurance producer license. This requires completing pre-licensing education and passing the state exam. They must also renew the license every two years with continuing education credits.
How do I choose a life insurance agent in Oradell?
Look for an agent with experience in New Jersey insurance laws and a good reputation in the community. You can check their license status on the New Jersey Department of Banking and Insurance website. Ask about the types of policies they offer and their fee structure.
What is the free look period for life insurance in New Jersey?
New Jersey gives you a free look period of 10 days after you receive your policy. During this time you can cancel for a full refund. This rule helps protect consumers who change their mind about a purchase.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.