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Find Life Insurance Agents in Neptune Township, NJ
Browse life insurance agents serving Neptune Township, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Neptune Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 life insurance agents in Neptune Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Goosehead Insurance - Mike Maguire & Erik Cruz
3455 NJ-66 Suite 3A, Neptune Township, NJ 07753
(732) 479-3777
goosehead.com
Goosehead Insurance - Tom Paterno
3600 NJ-66 Suite 150, Unit 122, Neptune Township, NJ 07753
(908) 271-5102
goosehead.com
Aig American General
3600 NJ-66, Neptune Township, NJ 07753
(732) 922-7000
Life insurance agents in Neptune Township New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires agents to hold a valid state license and follow strict disclosure rules when selling policies. Working with a local agent can simplify the process of comparing insurers and understanding policy terms.
What Does a Life Insurance Agent in Neptune Township Cost?
Life insurance costs in New Jersey vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older individuals or those with health conditions may pay 100 to 300 dollars per month or more. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Neptune Township New Jersey?
Agents must hold a valid New Jersey insurance producer license for life insurance. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the New Jersey Department of Banking and Insurance website.
How long does it take to get a life insurance policy in Neptune Township?
The process usually takes 1 to 6 weeks depending on the policy type and your health. Term life policies with no medical exam may be approved in days. Full underwriting policies require a medical exam and can take 4 to 6 weeks.
Does New Jersey have a grace period for life insurance premium payments?
Yes New Jersey law provides a 31 day grace period for life insurance policies. If you miss a premium payment you have 31 days to pay without losing coverage. The policy will lapse only after the grace period ends without payment.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.