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Directory of life insurance agents in Neptune City, New Jersey. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Neptune City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 life insurance agents in Neptune City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mansa Nicome - State Farm Insurance Agent
86 NJ-35, Neptune City, NJ 07753
(732) 776-9999
nicomeagency.com
Advisors Best
160 W Sylvania Ave, Neptune City, NJ 07753
(732) 481-2001
Dirus & Sons LLC
2100 NJ-33 #4, Neptune City, NJ 07753
(732) 988-7300
dirusnsons.com
Specialty Insurance
1350 Campus Pkwy Suite 302, Neptune City, NJ 07753
(732) 701-8900
specialtyagency.com
Evolution Insurance Agency
44 Coastal Dr, Neptune City, NJ 07753
(732) 600-5876
Life insurance agents in Neptune City, New Jersey help residents and businesses find suitable coverage to protect their financial future. New Jersey law requires all life insurance agents to hold a valid state license and follow strict regulations under the New Jersey Department of Banking and Insurance. Local agents can guide you through term, whole, and universal life policies tailored to your budget and goals.
What Does a Life Insurance Agent in Neptune City Cost?
The cost of life insurance in Neptune City, New Jersey varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Older individuals or those with health conditions may pay higher premiums. New Jersey has a state premium tax that can affect final costs. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Neptune City New Jersey?
Agents must hold a valid New Jersey life insurance producer license issued by the New Jersey Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How long does it take to get life insurance in Neptune City?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued in 1 to 2 weeks. Policies requiring a medical exam and underwriting can take 4 to 8 weeks.
What is the free look period for life insurance in New Jersey?
New Jersey law provides a free look period of at least 10 days for most life insurance policies. During this time you can cancel the policy for a full refund if you change your mind. Check your policy documents for the exact period and instructions.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.