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Find Life Insurance Agents in Madison, NJ

Directory of life insurance agents in Madison, New Jersey. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Madison, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 life insurance agents in Madison, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mary Comito - State Farm Insurance Agent
340 Main St, Madison, NJ 07940
(973) 377-3424 marycomito.com
Christian Marghella: Allstate Insurance
15 Park Ave, Madison, NJ 07940
(973) 822-1331 agents.allstate.com
Secure Journey Insurance NJ
16 Prospect St, Madison, NJ 07940
(973) 315-7832
William H. Phelan Insurance
78 Main St, Madison, NJ 07940
(973) 377-5593 whphelan.com

Life insurance agents in Madison, New Jersey help residents and businesses choose the right coverage for their needs. New Jersey law requires all life insurance agents to hold a valid state license and follow strict regulations under the New Jersey Department of Banking and Insurance. Local agents can guide you through options like term life, whole life, and universal life policies that fit your budget and family goals.

What Does a Life Insurance Agent in Madison Cost?

The cost of life insurance in New Jersey varies by age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old might cost between 20 and 50 dollars per month for 500,000 dollars in coverage. Whole life policies are more expensive, often starting at 100 dollars per month for the same coverage. New Jersey has a state premium tax that may affect overall costs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education, passing a state exam, and undergoing a background check. Agents must also complete continuing education every two years to renew their license.
How do I choose a life insurance agent in Madison?
Look for an agent who is licensed in New Jersey and has experience with the type of policy you need. You can verify an agents license on the New Jersey Department of Banking and Insurance website. Ask about their knowledge of local carriers and their approach to assessing your coverage needs.
What types of life insurance are available in New Jersey?
Common types include term life insurance, whole life insurance, and universal life insurance. New Jersey also offers group life insurance through employers and some state-sponsored programs. An agent can explain the differences and help you compare costs and benefits for each option.