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Directory of life insurance agents in Hoboken, New Jersey. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Hoboken, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 life insurance agents in Hoboken, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hugo Gonzalez - State Farm Insurance Agent
715 Washington St, Hoboken, NJ 07030
(201) 795-0004
hobokensf.com
Andrew Bevington - State Farm Insurance Agent
801 Monroe St, Hoboken, NJ 07030
(276) 225-5238
276callbev.com
Muller Insurance
930 Washington St, Hoboken, NJ 07030
(201) 659-2403
mullerinsurance.com
Mile Square Insurance Agency
80 River St #4C, Hoboken, NJ 07030
(201) 687-9950
milesquareinsurance.com
Smile Insurance, NJ
235 Hudson St, Hoboken, NJ 07030
(201) 243-4540
Brownstone Insurance, NJ
333 River St, Hoboken, NJ 07030
(551) 239-6338
Highpoint Benefits Group
632 Grand St Suite 302, Hoboken, NJ 07030
(862) 812-0550
hpbenefitsgroup.com
Herold Insurance Agency
108 10th St, Hoboken, NJ 07030
(201) 714-9070
heroldlantern.com
Life insurance agents in Hoboken New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires all life insurance agents to hold a valid state license and follow regulations set by the New Jersey Department of Banking and Insurance. Whether you need term life whole life or universal life a local agent can explain policy options and guide you through the application process.
What Does a Life Insurance Agent in Hoboken Cost?
Life insurance costs in New Jersey vary by age health coverage amount and policy type. A healthy 35 year old in Hoboken might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies are more expensive often starting at 100 dollars per month for the same coverage amount. Premiums are also influenced by New Jerseys cost of living and local mortality tables. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producers license from the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education passing a state exam and meeting continuing education requirements each renewal period.
How long does it take to get a life insurance policy in Hoboken?
The timeline depends on the policy type and your health history. Term life policies can be approved in a few weeks if you are in good health. Policies that require a medical exam may take 4 to 8 weeks from application to delivery.
Can I buy life insurance online without an agent in New Jersey?
Yes you can buy some life insurance policies online without an agent. However New Jersey law still requires that you work with a licensed producer for certain policy types. An agent can help you compare carriers and ensure the policy meets state regulations.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.