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Find Life Insurance Agents in Hightstown, NJ

Directory of life insurance agents in Hightstown, New Jersey. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Hightstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 life insurance agents in Hightstown, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dcruz Agency
123 Mercer St, Hightstown, NJ 08520
(609) 200-5990 dcruzagency.com
Allen & Stults Co., Inc.
106 N Main St, Hightstown, NJ 08520
(609) 448-0110 allenstults.com
Carlos Duran - State Farm Insurance Agent
325 Franklin St, Hightstown, NJ 08520
(609) 448-6700 carlosduran.com

Life insurance agents in Hightstown, New Jersey help residents find policies that protect their families and meet state regulations. New Jersey requires agents to hold a valid license from the Department of Banking and Insurance. Agents can assist with term life, whole life, and universal life policies tailored to local needs.

What Does a Life Insurance Agent in Hightstown Cost?

The cost of life insurance in New Jersey varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month. New Jersey does not set fixed rates, so premiums differ among insurers. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid life insurance producer license from the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years.
How do I choose a life insurance agent in Hightstown?
Look for an agent who is licensed in New Jersey and has experience with policies that fit your needs. You can verify a license through the New Jersey Department of Banking and Insurance online database. Ask about the types of policies they offer and their familiarity with local insurance providers.