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Find Life Insurance Agents in Forked River, NJ

Browse life insurance agents serving Forked River, New Jersey. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Forked River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 life insurance agents in Forked River, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Considine Sharer & Assoc: Allstate Insurance
421 S Main St, Forked River, NJ 08731
(609) 293-2932 agents.allstate.com
AAA Forked River - Insurance/Membership Only
443 Lacey Rd, Forked River, NJ 08731
(609) 488-5016 cluballiance.aaa.com
World Insurance Associates LLC
535 Lacey Rd 2nd Floor, Forked River, NJ 08731
(609) 693-3123 locations.worldinsurance.com
Garback Agency
640 Lacey Rd, Forked River, NJ 08731
(609) 751-5841
IKM Insurance Agency, A Division of World
535 Lacey Rd 2nd Floor, Forked River, NJ 08731
(609) 494-9200 worldinsurance.com
The Faragi Group
525 Lacey Rd Suite F, Forked River, NJ 08731
(732) 551-3834 faragigroup.com
Goganzer Agency
332 S Main St, Forked River, NJ 08731
(609) 488-2653 goganzeragency.com
Major Consulting
1424 Jay St, Forked River, NJ 08731
(732) 244-3600 majorconsultingkg.com

Life insurance agents in Forked River, New Jersey help residents find coverage that meets their needs. New Jersey law requires insurers to offer a free look period of at least 10 days on new policies. Local agents can explain how NJ estate tax laws may affect your coverage choices.

What Does a Life Insurance Agent in Forked River Cost?

Life insurance costs in New Jersey vary by age, health, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $100 to $300 per month for the same amount. Rates are higher for older applicants or those with health issues. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of life insurance are available in Forked River?
Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole life builds cash value. An agent can help you compare options based on your budget and goals.
Do I need a medical exam for life insurance in New Jersey?
Many policies require a medical exam, but some offer no-exam coverage for smaller amounts. New Jersey law does not require an exam, but insurers may use health questions to set rates. An agent can guide you to policies that fit your health status.
How are life insurance payouts taxed in New Jersey?
Life insurance death benefits are generally not subject to federal income tax. New Jersey does not have an inheritance tax on life insurance paid to a named beneficiary. However, the payout may be included in your estate for NJ estate tax purposes if you own the policy.