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Directory of life insurance agents in Edison, New Jersey. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Edison, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 16 life insurance agents in Edison, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Globe Life American Income Division: Moore Sodan Organization
Life insurance agents in Edison, New Jersey help residents choose policies that meet state regulations. New Jersey requires agents to hold a valid license from the state Department of Banking and Insurance. Local agents understand the specific needs of families in Middlesex County and can guide you through term, whole, and universal life options.
What Does a Life Insurance Agent in Edison Cost?
Life insurance costs in New Jersey vary by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may pay higher rates. New Jersey does not set fixed prices for insurance. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Edison need?
New Jersey requires life insurance agents to hold a valid producers license from the New Jersey Department of Banking and Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the NJDOBI website.
How long does it take to get life insurance in New Jersey?
The process can take from a few days to several weeks depending on the policy type. Term life policies with no medical exam may be issued in days. Full underwriting policies require a medical exam and can take 4 to 8 weeks.
Are there New Jersey laws affecting life insurance payouts?
Yes, New Jersey has a two-year contestability period during which the insurer can deny a claim for misrepresentation. After two years, the policy is generally incontestable. Beneficiaries must file a claim with the insurer to receive proceeds.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.