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Find Life Insurance Agents in Carteret, NJ

Compare life insurance agents in Carteret. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Carteret, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 life insurance agents in Carteret, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
J & A Insurance Agency
1299 Roosevelt Ave Ste A, Carteret, NJ 07008
(732) 366-4168 jainsuranceagencynj.com
Standard
18 Self Blvd, Carteret, NJ 07008
(732) 800-9285 standard.com
US Insurance Agency, Inc
1179 Roosevelt Ave #201, Carteret, NJ 07008
(732) 426-3540
Secure Insurance NJ
37 Dorothy St, Carteret, NJ 07008
(732) 210-9524
Zen Agency
Randolph St, Carteret, NJ 07008
(732) 231-5656 zeninsuranceagency.com
Aruna Srinivasan, Financial Professional - New York Life
108 Hagaman St, Carteret, NJ 07008
(732) 397-2324 newyorklife.com

Life insurance agents in Carteret, New Jersey help residents choose policies that protect their families and meet state requirements. New Jersey law requires agents to hold a valid license from the New Jersey Department of Banking and Insurance. Local agents can guide you through options like term life, whole life, and universal life insurance.

What Does a Life Insurance Agent in Carteret Cost?

In New Jersey, life insurance premiums vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies typically cost more, often 100 to 300 dollars per month for similar coverage. Costs can also be affected by New Jersey state premium taxes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the role of a life insurance agent in Carteret New Jersey?
A life insurance agent in Carteret helps you assess your coverage needs and compare policies from different insurers. They must follow New Jersey regulations, including disclosing policy details and fees. Agents can also assist with policy changes and claims.
Do I need a license to sell life insurance in New Jersey?
Yes, anyone selling life insurance in New Jersey must hold a valid resident or non-resident insurance producer license. The license requires passing a state exam and completing continuing education every two years. You can verify an agents license through the New Jersey Department of Banking and Insurance website.
What types of life insurance are available in Carteret New Jersey?
Common types include term life, whole life, universal life, and variable life insurance. Term life provides coverage for a set period, while permanent policies build cash value. A local agent can explain how each type fits your financial goals and New Jersey tax rules.