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Life Insurance Agents in Budd Lake, NJ

Directory of life insurance agents in Budd Lake, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Budd Lake, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 life insurance agents in Budd Lake, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Maisano - State Farm Insurance Agent
238 US-46 W, Budd Lake, NJ 07828
(973) 691-1212 tommaisano.com
John Johnson Insurance Services, LLC
481 US-46, Budd Lake, NJ 07828
(908) 747-4282 jjinsurancenj.com

Life insurance agents in Budd Lake, New Jersey help residents choose policies that meet their financial goals. New Jersey law requires a free look period of at least 10 days for most life insurance policies. Agents can explain how state regulations affect policy options and beneficiary designations.

What Does a Life Insurance Agent in Budd Lake Cost?

The cost of life insurance in New Jersey varies by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $100 to $300 per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a life insurance agent in Budd Lake do?
A life insurance agent in Budd Lake helps you compare policies from different companies. They explain coverage options and guide you through the application process. Agents must be licensed by the New Jersey Department of Banking and Insurance.
Do I need a license to sell life insurance in New Jersey?
Yes. All life insurance agents in New Jersey must hold a valid license from the state. They must complete pre-licensing education and pass a state exam. Continuing education is required to keep the license active.
What types of life insurance are available in Budd Lake?
Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period. Whole life and universal life offer permanent coverage with a cash value component.