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Directory of life insurance agents in Allendale, New Jersey. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Allendale, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 life insurance agents in Allendale, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ed Kalpagian - State Farm Insurance Agent
87 W Allendale Ave, Allendale, NJ 07401
(201) 818-1900
edkalpagian.com
John Butto: Allstate Insurance
76 W Allendale Ave, Allendale, NJ 07401
(201) 934-9556
agents.allstate.com
Chubb Group of Insurance Co
40 Boroline Rd Suite 5, Allendale, NJ 07401
(201) 327-3700
Kathleen Sposato, Financial Services Professional - New York Life
117 Arcadia Rd, Allendale, NJ 07401
(551) 264-9321
newyorklife.com
Thomas Freeman & Giglio Agncy
111 W Allendale Ave, Allendale, NJ 07401
(201) 327-4600
tfginsurance.com
Farmers Insurance - Michael Carey
111 W Allendale Ave, Allendale, NJ 07401
(201) 529-4500
agents.farmers.com
Life insurance agents in Allendale, New Jersey help residents find policies that protect their families and meet state requirements. New Jersey law does not require life insurance for most adults, but it is often needed for mortgage protection or income replacement. Local agents can guide you through term life, whole life, and universal life options available in Bergen County.
What Does a Life Insurance Agent in Allendale Cost?
Life insurance costs in Allendale, New Jersey vary based on age, health, and coverage amount. A healthy 35-year-old might pay between 25 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of life insurance are available in Allendale New Jersey?
Agents in Allendale offer term life, whole life, and universal life policies. Term life provides coverage for a set period, while whole life builds cash value over time. Universal life offers flexible premiums and death benefits.
Do I need a medical exam to get life insurance in New Jersey?
Many policies in New Jersey require a medical exam, but some no-exam policies are available for lower coverage amounts. Exam requirements depend on your age, health, and the policy type. Your agent can help you find a policy that fits your health situation.
How do New Jersey life insurance laws affect my policy?
New Jersey has a free look period of 10 days after you receive a policy, during which you can cancel for a full refund. The state also requires insurers to offer a grace period of 30 days for premium payments. These laws protect consumers in Allendale and across the state.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.