The top-rated life insurance agent in Salem, New Hampshire is Dave Newman - State Farm Insurance Agent, rated 4.9 stars across 92 reviews. Other highly rated options include Mary Logue: Allstate Insurance, Ed Ibanez - State Farm Insurance Agent, Chibu Chikere. This directory lists 13 life insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Newman - State Farm Insurance Agent | 220 N Broadway | (603) 893-5200 |
| 2 | Mary Logue: Allstate Insurance | 55 S Broadway | (603) 893-0980 |
| 3 | Ed Ibanez - State Farm Insurance Agent | 264 N Broadway Unit 204 Ste B | (603) 212-7034 |
| 4 | Chibu Chikere | 294 N Broadway ste c | (978) 248-8787 |
| 5 | AAA Salem | 489 S Broadway | (603) 898-9953 |
| 6 | Santo Insurance & Financial Services, Inc. | 224 Main St Ste 2a | (603) 890-6439 |
| 7 | Gold Lion Insurance Agency | 403 Main St #208 | (603) 458-6878 |
| 8 | HealthMarkets Insurance - Chris Martin | 294 N Broadway | (603) 560-5486 |
| 9 | Insurance Express | 221 N Broadway | (617) 906-7000 |
| 10 | Brian Bosies - State Farm Insurance Agent | 220 Main St | (603) 898-5220 |
Dave Newman - State Farm Insurance Agent in Salem, NH offers a range of personal and commercial life insurance services designed to help residents secure financial protection for their families. The agency provides ongoing policy maintenance and regular coverage reviews to ensure clients understand their options and can adjust plans as their needs change. Life insurance policies are tailored to provide income replacement, debt coverage, and final expense support. The agent serves clients with various property needs, including single-family homes and apartments.
Mary Logue: Allstate Insurance serves Salem, New Hampshire and the surrounding area, providing life insurance agent services. As a local representative, the agency guides clients in choosing life insurance policies to assist with financial planning. The agent helps evaluate coverage amounts for income replacement and final expenses. Policy options are available to meet different budget and protection needs. The office handles term life insurance for temporary needs as well as whole life insurance for permanent coverage.
Ed Ibanez - State Farm Insurance Agent serves Salem, New Hampshire, as well as the surrounding communities of Windham, Derry, and Methuen. The agency handles life insurance, helping clients protect their families with policies designed to cover final expenses, income replacement, and long-term financial needs. For a typical job, the office begins by reviewing the client’s current coverage and personal goals, then presents clear policy options without pressure, explaining each benefit in straightforward terms before guiding the client through the application process.
Chibu Chikere assists Salem residents with both term and whole life policies, offering clients distinct paths for income protection and legacy planning. These coverage options are designed to meet differing financial goals, where one lacks a cash value component and the other builds savings over time. Local families often seek guidance through this choice as they evaluate individual circumstances and long-term objectives. Appointments are arranged on an as-needed basis to accommodate the schedules of each prospective policyholder.
Homeowners and small business owners in Salem, New Hampshire work with AAA Salem for life insurance agent services. This agency helps clients understand their coverage options and select policies that provide financial protection for their families. Life insurance agents in this region assist with term and whole life plans designed to secure beneficiaries against unexpected hardship. The company also serves the surrounding communities in the greater Nashua metro area.
Santo Insurance & Financial Services, Inc. focuses on life insurance and financial planning for individuals and families. It also offers general insurance services for the local Salem community. Coverage options help protect households against financial hardship from an unexpected death. In New Hampshire, this location addresses concerns about preserving retirement savings for surviving spouses, especially when adjusting benefits after a significant life change.
Gold Lion Insurance Agency in Salem, NH helps individuals and families assess their life insurance needs and compare available policies. The agency specializes in term, whole, and universal life coverage options. Clients receive guidance on selecting appropriate benefit amounts and riders to match financial goals. The agency serves local offices, warehouses, and food service businesses seeking employee benefit plans or key person coverage.
HealthMarkets Insurance - Chris Martin provides life insurance agent services to residences in Salem, New Hampshire, helping individuals select appropriate coverage for their needs. Commercial coverage is also available for local businesses, with service extending throughout the surrounding area. The agency focuses on explaining policy options clearly so clients understand their choices. Follow-up contact is made after each policy is issued to address any questions, and repeat service is offered between regular annual visits to adjust coverage as circumstances change.
As the seasonal shifts in Salem, New Hampshire, bring families to consider their long-term financial security, Insurance Express provides life insurance agent services to help address those concerns. The agency focuses on matching local residents with suitable coverage options based on individual needs and budgets. Clients typically receive guidance on term or permanent policies designed to protect loved ones. An initial consultation is scheduled to review personal financial goals and current health factors before recommending any specific plan.
What Does a a Life Insurance Agent in Salem Cost?
Typical costs for life insurance in New Hampshire vary widely by age, health, and coverage amount. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies are more expensive, often starting at 100 dollars per month for the same face amount. Costs also depend on the insurance company and the specific policy features. This is general information, not insurance advice.
About life insurance agents in Salem
Life insurance agents in Salem, New Hampshire help residents find coverage that fits their needs and budget. New Hampshire law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can guide you through options like term life, whole life, and universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in New Hampshire?
Agents must hold a valid New Hampshire insurance producer license. This requires completing pre-licensing education and passing a state exam. The license must be renewed every two years.
How do I choose a life insurance agent in Salem NH?
Look for an agent with experience and positive client reviews. Ask about the types of policies they offer and how they are compensated. You can verify an agents license on the New Hampshire Insurance Department website.
What is the grace period for life insurance in New Hampshire?
New Hampshire law provides a 31-day grace period for life insurance premium payments. If you miss a payment, the policy remains active during this time. After 31 days, the policy may lapse if payment is not made.
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