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Compare Life Insurance Agents in Portsmouth, NH

Looking for a life insurance agent in Portsmouth? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Portsmouth, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Hampshire before hiring.
Showing 2 life insurance agents in Portsmouth, NH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Summit Brokerage
10 Vaughan Mall STE 203A, Portsmouth, NH 03801
(603) 427-8969 sbinsures.com
Cross Insurance
75 Portsmouth Blvd STE 100, Portsmouth, NH 03801
(603) 812-2600 crossagency.com

Life insurance agents in Portsmouth, New Hampshire help residents and families choose policies that provide financial security. New Hampshire law requires all life insurance agents to hold a valid state license and follow regulations set by the New Hampshire Insurance Department. Local agents understand the specific needs of Seacoast residents, including coverage for small business owners and coastal property considerations.

What Does a Life Insurance Agent in Portsmouth Cost?

Life insurance agent services in Portsmouth typically do not charge a separate fee. Instead, agents earn commissions from the insurance company, which are built into the policy premium. For a healthy 35-year-old, a 20-year term life policy of 500,000 dollars might cost between 25 and 50 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for the same coverage. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New Hampshire?
Agents must hold a valid New Hampshire resident or non-resident insurance producer license. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to maintain the license.
How does New Hampshire regulate life insurance policy replacements?
New Hampshire requires agents to follow strict replacement rules under RSA 408. They must provide a signed statement and a comparison of existing and proposed policies. This protects consumers from unnecessary policy changes.