The top-rated life insurance agent in Elko, Nevada is Shabonya Dutton - State Farm Insurance Agent, rated 4.9 stars across 295 reviews. Other highly rated options include Brent Stokes - State Farm Insurance Agent, Coldwell Banker Excel, Michael Popp at Comparion Insurance Agency. This directory lists 18 life insurance agents serving Elko.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shabonya Dutton - State Farm Insurance Agent | 1794 Idaho St | (775) 738-3423 |
| 2 | Brent Stokes - State Farm Insurance Agent | 698 5th St | (775) 738-9296 |
| 3 | Coldwell Banker Excel | 700 Idaho St | (775) 738-4078 |
| 4 | Michael Popp at Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 748-8990 |
| 5 | WFG National Title Insurance Company | 905 Railroad St #204 | (775) 440-6377 |
| 6 | A and H Insurance | 526 Idaho St | (775) 777-0900 |
| 7 | Gregory Insurance Agency | 789 Railroad St | (775) 738-7103 |
| 8 | Priority Plus Insurance & Financial Group | 521 Idaho St | (775) 738-7131 |
| 9 | Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 777-3700 |
| 10 | Hometown Solutions Insurance | 301 W Silver St | (775) 777-9771 |
Shabonya Dutton - State Farm Insurance Agent provides life insurance services to clients in the Elko, Nevada, area. As a local agent, the company helps individuals and families assess their financial protection needs and find appropriate coverage options. The agent works with clients to explain policy features, including term and whole life products that can support long-term financial planning. Shabonya Dutton also handles auto, home, and health insurance policies alongside life insurance for this region.
Brent Stokes - State Farm Insurance Agent in Elko, NV, provides a range of life insurance coverage options tailored for local residents. The agency assists clients with evaluating their long-term financial needs and securing appropriate policies. Ongoing support includes policy reviews and updates to help ensure coverage remains suitable through life changes. Standard customer service plans involve answering questions, processing claims assistance, and adjusting beneficiaries. The agency services single-family homes in the Elko area as well as apartments and local retail and restaurant properties needing business life insurance solutions.
Serving homeowners and small businesses in the Elko community, Coldwell Banker Excel provides professional guidance for life insurance planning. The agency assists clients in evaluating coverage options that help protect financial futures and provide for loved ones. With a focus on clear explanations and responsive service, it supports individuals seeking term or permanent policies tailored to their unique needs. The company’s agents draw on regional knowledge to offer practical solutions for local residents. This agency also extends its services to clients in the Spring Creek area.
Michael Popp at Comparion Insurance Agency serves Elko, Nevada, and the surrounding communities in northeastern Nevada, handling life insurance needs for local residents. It assists individuals and families in evaluating coverage options to protect their financial futures. The agency helps clients review term or permanent policies suited to different stages of life. To handle a typical job, it first discusses a client’s goals and budget, then presents a simple comparison of available plans to recommend a suitable fit.
Helping clients in Elko, NV, WFG National Title Insurance Company assists individuals with life insurance, distinguishing between one-time term policies and recurring service options like whole life coverage that build cash value over time. Their agents guide clients through policy choices designed to protect families and secure financial futures. Service for policy selection and ongoing management is provided on both a one-time basis for new enrollments and an as-needed schedule for policy reviews and adjustments.
A and H Insurance offers a range of life insurance solutions to individuals and families in Reno, NV. Their service includes helping clients select appropriate policy types, such as term or whole life plans, and assisting with application procedures. They provide ongoing support for policy maintenance, including updates to beneficiaries or coverage amounts. Their clientele includes homeowners with single-family residences, tenants in apartments, and owners of retail locations and restaurants.
Gregory Insurance Agency provides life insurance services to individuals and families in the Elko, Nevada area. Its representatives focus on helping clients select appropriate coverage to protect their loved ones against financial hardship. The agency also offers guidance on policy types that can supplement an existing financial plan. This includes addressing needs such as income replacement, debt settlement, and final expense planning. The firm can serve a range of commercial sectors, including offices, warehouses, and food service operations requiring key person coverage or business continuation strategies.
As families in Elko look ahead to winter, ensuring financial security for loved ones becomes a pressing concern. Priority Plus Insurance & Financial Group provides guidance on life insurance policies suited to local needs. Agents help clients review coverage options and determine appropriate benefit amounts. The firm serves residents throughout Elko County with personalized consultations. A typical first step involves scheduling a meeting to assess current coverage and discuss individual family goals.
Comparion Insurance Agency in Elko, Nevada, specializes in life insurance agent services, helping clients evaluate term, whole, and universal life policies to match their financial goals. It also guides customers through the application process, ensuring coverage aligns with long-term needs. For residents adjusting to seasonal changes, the agency assists with reviewing policies before winter months to confirm beneficiaries are current and premiums remain manageable.
What Does a a Life Insurance Agent in Elko Cost?
Life insurance costs in Nevada vary by age health and coverage amount. A healthy 35 year old in Elko might pay 25 to 50 dollars per month for a 20 year 250000 dollar term policy. Permanent policies typically cost more often 100 to 300 dollars per month for similar coverage. Rates also depend on tobacco use and medical history. This is general information and does not constitute insurance advice.
About life insurance agents in Elko
Life insurance agents in Elko Nevada help residents and businesses protect their families and assets. Nevada law requires all life insurance agents to hold a valid state license and follow the Nevada Insurance Code. Local agents can explain how Nevada community property rules may affect beneficiary designations and policy ownership.
Frequently Asked Questions
What license does a life insurance agent need in Elko Nevada?
Agents must hold a Nevada resident insurance producer license for life insurance. This requires passing the state exam and completing continuing education every two years. You can verify an agents license on the Nevada Division of Insurance website.
How long do I have to contest a life insurance policy in Nevada?
Nevada law gives insurers a two-year contestability period from the policy issue date. After two years the insurer cannot deny a claim based on misstatements in the application unless fraud is proven. This is found in Nevada Revised Statutes 687B.370.
What types of life insurance are available in Elko?
Common options include term life insurance for temporary coverage and permanent policies like whole life and universal life. Many Elko agents also offer final expense policies and indexed universal life. Your choice depends on your budget and long term goals.
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