The top-rated life insurance agent in Grand Island, Nebraska is Melissa Reed - State Farm Insurance Agent, rated 5.0 stars across 254 reviews. Other highly rated options include Magiera & Associates, LLC American Family Insurance, Lisa Willman - State Farm Insurance Agent, Farmers Insurance - Mark Porter. This directory lists 20 life insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Reed - State Farm Insurance Agent | 1300 S Locust St # D | (308) 210-9261 |
| 2 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 3 | Lisa Willman - State Farm Insurance Agent | 3308 W Capital Ave | (308) 384-1190 |
| 4 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 5 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 6 | Retirement Insurance Specialists | 724 W 3rd St | (308) 380-8769 |
| 7 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 8 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 9 | Ty Benton - State Farm Insurance Agent | 1032 S Locust St | (308) 382-1213 |
| 10 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
Melissa Reed – State Farm Insurance Agent serves the Grand Island, Nebraska area as a life insurance agent. The agency helps local residents and families secure financial protection through customizable life insurance policies. These policies are designed to provide income replacement and cover end-of-life expenses. The agent also assists with term and whole life insurance options to match different coverage needs and budgets. Clients can explore final expense coverage for immediate burial or funeral cost arrangements here in Grand Island.
Magiera & Associates, LLC American Family Insurance in Grand Island, NE offers a full range of life insurance services, including term, whole, and universal life policies designed to provide financial protection. They help clients assess coverage needs and update existing plans for changing life circumstances. The agency also assists with policy maintenance, beneficiary changes, and claims support to ensure ongoing reliability. Their services cover individuals and families, serving clients with single-family homes, apartments, retail, and restaurants.
Serving homeowners, renters, and vehicle owners in Grand Island, this agency provides life insurance options designed to protect families from financial hardship after an unexpected loss. Clients can discuss term or whole life policies that help cover final expenses or replace lost income. Office staff also assists with auto and home coverage needs. The agency tailors recommendations based on individual circumstances and long-term goals. Service extends to nearby communities such as Wood River and Doniphan, ensuring residents across the region receive consistent, local guidance on their insurance decisions.
Serving Grand Island and the surrounding communities of central Nebraska, the agency handles personal life insurance coverage designed to address financial protection and estate planning needs. Policies are often procured to replace lost income or to cover final expenses and outstanding debts. To manage typical client requirements, the agency generally reviews household financial obligations and long-term goals before comparing available term or permanent policy options.
Edgewater Insurance + Real Estate in Grand Island, NE specializes in life insurance policies that provide financial protection for families and individuals. The company also assists clients with general insurance needs, helping them navigate coverage options to secure their long-term financial well-being. Life insurance agents here focus on matching policy benefits with each client’s personal goals and budget. As winter approaches, the agency can help residents update their beneficiary designations to ensure policies remain aligned with current family circumstances during the holiday season.
Serving residential clients throughout Grand Island and the surrounding area, Retirement Insurance Specialists guides individuals through life insurance options for family financial protection. The agency also addresses commercial coverage needs for local businesses seeking employee benefit solutions or business continuation strategies. With a focus on simplifying complex policy choices, the firm provides ongoing client support and thorough service follow-up between regular annual reviews to ensure coverage remains aligned with evolving life circumstances.
Swartzbaugh Insurance Service focuses on life insurance products to help clients manage financial risk and plan for long-term security in Grand Island, Nebraska. The agency specializes in policies that provide income replacement and final expense coverage for individuals and families. Policies can be tailored to meet different budgetary and lifestyle needs in the area. Commercial clients in the region, including offices, warehouses, and food service operations, can learn how life insurance helps safeguard business continuity and key personnel.
Shelter Insurance - Paul Hoos in Grand Island, NE offers clients a choice between one-time term life policies and more permanent coverage that can be renewed or converted over time. Serving local residents, the agency helps individuals and families select appropriate plans to provide financial security for their beneficiaries after a death. This life insurance agent works with clients to arrange policies that fit their budgets and long-term needs. Service appointments are available on a scheduled or as-needed basis.
As life changes like marriage, parenthood, or buying a home arrive for Grand Island residents, protecting loved ones financially becomes a key concern. Ty Benton - State Farm Insurance Agent provides straightforward life insurance options to help meet those needs. The agent works with individuals to understand typical local policy structures that offer income replacement or mortgage coverage. Before any policy can proceed, an initial assessment of the applicant’s current health and personal circumstances is scheduled as the first step.
Pathway Insurance Agency in Grand Island, NE is known for helping residents navigate their life insurance options with clear, practical guidance. The agency assists clients in evaluating term, whole, and universal life policies tailored to individual needs and future financial goals. Each consultation focuses on explaining coverage details and long-term benefits in straightforward terms. For those seeking to strengthen their estate planning, the agency also offers the addition of final expense coverage to complement a primary life insurance policy.
What Does a a Life Insurance Agent in Grand Island Cost?
Life insurance costs in Nebraska vary by age, health, policy type, and coverage amount. A healthy 35-year-old in Grand Island might pay between $25 and $50 per month for a 20-year term policy with $250,000 in coverage. Whole life policies typically cost more, often starting around $100 per month for similar coverage. This is general information, not insurance advice.
About life insurance agents in Grand Island
Life insurance agents in Grand Island, Nebraska help residents choose policies that protect their families and businesses. Nebraska law requires agents to hold a valid state license and follow strict ethical standards. Local agents understand the needs of Hall County families and can explain options like term life, whole life, and universal life insurance.
Frequently Asked Questions
What license does a life insurance agent need in Nebraska?
A life insurance agent in Nebraska must hold a valid Nebraska insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Nebraska Department of Insurance website.
How do I choose a life insurance agent in Grand Island?
Look for an agent with experience in Nebraska and a good reputation in Hall County. Ask about their knowledge of local insurance companies and policy types. You can also check for any complaints through the Nebraska Department of Insurance.
What types of life insurance are available in Nebraska?
Common types include term life, whole life, universal life, and variable life insurance. Nebraska law allows agents to offer these policies from many different carriers. An agent can help you compare costs and benefits based on your needs.