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Find Life Insurance Agents in University City, MO

Directory of life insurance agents in University City, Missouri. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
University City, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 5 life insurance agents in University City, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Globe Life American Income Division: Turnquist Buckley Organization
7384 Pershing Ave, University City, MO 63130
(720) 503-9808 agency.ailife.com
John A Smith - State Farm Insurance Agent
7165 Delmar Blvd Apt 111, University City, MO 63130
(314) 726-4757 statefarm.com
Renee Bolden American Family Insurance
7299 Olive Blvd Apt B, University City, MO 63130
(314) 862-6560 amfam.com
Premier Insurance Service MO
8221 Swarthmore Ct, University City, MO 63130
(314) 230-8154
Insurance Agents United
7740 Morgan Ave, University City, MO 63130
(314) 348-5484

Life insurance agents in University City, Missouri help residents find coverage that fits their needs and budget. Missouri law requires all life insurance agents to hold a valid state license and follow the Missouri Insurance Code. Local agents can explain how Missouri policy provisions, such as the free look period and incontestability clause, affect your coverage.

What Does a Life Insurance Agent in University City Cost?

The cost of life insurance in Missouri depends on age, health, coverage amount, and policy type. A healthy 35 year old might pay between 20 and 50 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage. Costs vary widely by individual case. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Missouri?
A life insurance agent in Missouri must hold a valid resident insurance producer license issued by the Missouri Department of Commerce and Insurance. This license requires completing pre-licensing education and passing a state exam.
Does Missouri have a free look period for life insurance?
Yes, Missouri law provides a free look period of at least 10 days for most life insurance policies. During this time you can cancel the policy for a full refund of any premiums paid.
How does the incontestability clause work in Missouri?
Missouri law includes a standard incontestability clause. After a life insurance policy has been in force for two years, the insurer cannot contest the policy based on misstatements in the application, except for fraud.