The top-rated life insurance agent in Pascagoula, Mississippi is Gary Smith Medicare Agency, rated 5.0 stars across 549 reviews. Other highly rated options include Direct Auto Insurance, Pyron Coastal Insurance, Lemon Mohler Insurance. This directory lists 18 life insurance agents serving Pascagoula.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gary Smith Medicare Agency | 1831 Dr. Reuben P. Morris Drive | (228) 762-3334 |
| 2 | Direct Auto Insurance | 4511 Denny Ave | (228) 471-3152 |
| 3 | Pyron Coastal Insurance | 1703 Old Mobile Ave | (228) 762-0557 |
| 4 | Lemon Mohler Insurance | 1964 Market St #5711 | (228) 762-7511 |
| 5 | Devon Decoteau - State Farm Insurance Agent | 2115 Old Mobile Ave | (228) 769-2138 |
| 6 | Goosehead Insurance - Odom Agency | 3313 Market St | (228) 366-9253 |
| 7 | Rusty Dossett: Allstate Insurance | 2315 Convent Ave | (228) 769-7614 |
| 8 | Brenda Simkins - State Farm Insurance Agent | 1303 Market St | (228) 762-4822 |
| 9 | The Insurance Store LLC | 2516 Denny Ave Suite B | (228) 769-8300 |
| 10 | McIlwain-Wells & Nelson Insurance | 3440 Market St | (228) 762-3755 |
Direct Auto Insurance in Richland, MS, is known for helping local residents navigate their coverage needs. As a life insurance agent, the company assists clients in securing policies that protect their families and provide financial peace of mind. Services include guiding customers through term, whole, and universal life options to match individual budgets and goals. The agency works with clients to understand how life insurance can support long-term planning. In addition to standard policies, the company can add on a critical illness rider to offer extra protection during serious health events.
Pyron Coastal Insurance in Pascagoula, Mississippi serves homeowners, businesses, and property managers seeking reliable life insurance coverage. The agency helps clients evaluate their individual needs for term or whole life policies to provide financial protection for families and organizations. It also assists with understanding how life insurance fits into broader financial planning. Neighborhoods near downtown Pascagoula and along the Jackson County coast benefit from its services. The agency additionally covers the Gautier area within the surrounding metro region.
Lemon Mohler Insurance provides a range of life insurance services to clients in Pascagoula, MS, including the evaluation of policy options and assistance with beneficiary designations. The agency focuses on helping individuals select appropriate coverage levels and maintain their policies over time through periodic reviews. It offers guidance on adjusting plans as financial circumstances change, ensuring continued alignment with long-term objectives. The company services single-family homes, apartments, retail, and restaurants.
Serving Pascagoula and the surrounding coastal communities of Jackson County, Devon Decoteau - State Farm Insurance Agent helps clients secure life insurance coverage to protect their families. This business handles term life, whole life, and universal life policies tailored to individual financial situations. The agent works directly with customers to explain policy options, compare coverage amounts, and answer questions about beneficiaries. For a typical job, the office begins by reviewing the client’s current budget and long-term goals, then recommends a suitable policy and assists with completing the application process.
Goosehead Insurance - Odom Agency in Pascagoula, MS, assists clients in understanding the distinction between term life policies, which provide coverage for a set period, and permanent life policies, which offer lifelong protection with a cash value component. Their services encompass assessing individual financial situations and dependents’ needs to recommend appropriate coverage amounts. Service appointments are provided on an as-needed basis, allowing clients to request consultations whenever life changes prompt a policy review or adjustment.
Rusty Dossett: Allstate Insurance in Pascagoula, MS specializes in life insurance policies, including term and whole life coverage. The agency helps clients secure financial protection for their families and plan for long-term needs such as estate preservation and income replacement. It also offers guidance on supplemental coverage options and reviews existing policies to ensure adequate benefits. During hurricane season, the agency assists local residents in updating their life insurance to safeguard against storm-related risks, providing peace of mind for Gulf Coast households.
As families in Pascagoula prepare for hurricane season or plan for retirement, Brenda Simkins provides professional guidance as a State Farm Insurance Agent. She helps local residents evaluate their financial protection needs by explaining life insurance options that align with household budgets and long-term goals. Her office focuses on straightforward conversations about how policies can support dependents during difficult times. A typical first step involves reviewing an individual’s current coverage and future responsibilities during a no-pressure assessment to determine the most suitable plan.
The Insurance Store LLC in Pascagoula, MS works with individuals and families to secure financial protection through life insurance policies. Its agents guide clients in selecting coverage that can help address income replacement and final expense needs. The company additionally offers options for policy riders and term adjustments to fit varying budgets. Life insurance advisors in this area often assist local businesses, and The Insurance Store LLC serves commercial sectors such as offices, warehouses, and food service operations.
In this field, clients may need one-time policy adjustments or recurring review services to keep coverage aligned with changing circumstances. McIlwain-Wells & Nelson Insurance offers life insurance in Pascagoula, Mississippi, helping individuals select appropriate term or permanent plans. The agent explains coverage options and assists with applications. Policy servicing runs on a scheduled basis, with annual reviews recommended to match evolving financial obligations and family needs.
What Does a a Life Insurance Agent in Pascagoula Cost?
The cost of life insurance in Mississippi depends on your age health and the type of policy. A healthy 35 year old might pay 20 to 40 dollars per month for a 250000 dollar term life policy. A 60 year old may pay 100 to 200 dollars per month for a similar amount. Whole life policies cost more but build cash value. This is general information not insurance advice.
About life insurance agents in Pascagoula
Life insurance agents in Pascagoula Mississippi help residents find coverage that fits their needs and budget. Mississippi law requires agents to hold a valid state license and follow the Mississippi Insurance Code. Local agents understand the coastal community and can guide you through term life whole life and final expense options.
Frequently Asked Questions
What license does a life insurance agent need in Mississippi?
A life insurance agent in Mississippi must hold a valid resident or non-resident license issued by the Mississippi Department of Insurance. The agent must complete pre-licensing education and pass the state exam. Continuing education is required every two years to keep the license active.
How long does a life insurance application take in Pascagoula?
The application process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be approved in 24 to 48 hours. Policies that require a medical exam usually take two to four weeks for underwriting.
Can a life insurance agent help with final expense policies in Mississippi?
Yes many agents in Pascagoula offer final expense or burial insurance. These policies are typically smaller face amounts from 5000 to 25000 dollars. They do not require a medical exam and are designed to cover funeral costs and end of life expenses.
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