The top-rated life insurance agent in Wayzata, Minnesota is Fry & Associates - National Insurance Brokers, rated 5.0 stars across 130 reviews. Other highly rated options include Ryan Nelson - State Farm Insurance Agent, Premier Insurance Agency, Zach Augustyn- State Farm Insurance Agent. This directory lists 17 life insurance agents serving Wayzata.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fry & Associates - National Insurance Brokers | 600 Twelve Oaks Center Dr Suite 103 | (612) 455-8965 |
| 2 | Ryan Nelson - State Farm Insurance Agent | 305 Minnetonka Ave S Ste 250 | (763) 923-0533 |
| 3 | Premier Insurance Agency | 801 Twelve Oaks Center Dr #818 | (763) 258-7018 |
| 4 | Zach Augustyn- State Farm Insurance Agent | 851 Engel St | (952) 835-1177 |
| 5 | Minnesota Insurance Group | 15250 Wayzata Blvd # 103 | (952) 930-3661 |
| 6 | Pete Giancola - State Farm Insurance Agent | 18160 Minnetonka Blvd | (952) 474-7600 |
| 7 | Mark Groehler Insurance Agency | 3600 Shoreline Dr | (952) 471-9336 |
| 8 | Farmers Insurance - Michael Halonen | 600 Twelve Oaks Center Dr STE 101 | (952) 253-0075 |
| 9 | Rachel Malec Agency, LLC American Family Insurance | 1250 Wayzata Blvd | (952) 544-4466 |
| 10 | Jake Schreder - State Farm Insurance Agent | 700 Twelve Oaks Center Dr #714 | (952) 473-4382 |
Fry & Associates - National Insurance Brokers serves the Minneapolis metropolitan area, including Wayzata, MN, as a local life insurance agent. The company helps individuals and families assess their long-term financial protection needs by offering personalized policy consultations. In this role, the agent guides clients through the process of selecting suitable coverage options from multiple carriers. Fry & Associates specializes in term life insurance for temporary needs and permanent life insurance for lifelong protection and cash value accumulation.
Ryan Nelson - State Farm Insurance Agent in Wayzata, MN, provides a range of life insurance products designed to help individuals and families protect their financial futures. The agency assists clients in selecting plans that may cover final expenses, replace lost income, or support dependents over time. Policy options are explained in clear terms, and ongoing service is available to review coverage as needs change. The agency services single-family homes, apartments, retail establishments, and local restaurants.
Premier Insurance Agency serves homeowners and families in Wayzata, Minnesota, by assessing individual life insurance needs and explaining available policy options from multiple carriers. The agency guides clients through the application process, helping them select appropriate coverage for financial protection and income replacement. Personalized consultations focus on realigning current coverage to match changing life circumstances or long-term objectives. Standard offerings include term and whole life insurance designed to support estate planning and debt management needs. The agency also regularly assists clients residing across the western Lake Minnetonka communities into nearby Minnetonka.
Zach Augustyn- State Farm Insurance Agent serves individuals and families in Wayzata, MN, and the surrounding western Twin Cities communities. The agency handles life insurance policies, including term and whole life options, to help clients manage financial protection needs. It works with local residents to evaluate coverage amounts that support long-term goals like income replacement or debt settlement. The typical job is handled by first reviewing a client’s current situation and then presenting personalized policy choices that fit their budget and future plans.
Minnesota Insurance Group in Wayzata, MN distinguishes between one-time term policies, which offer coverage for a set period, and recurring whole life policies, which accumulate cash value over a lifetime. Their services guide clients through evaluating these options to select appropriate protection for family obligations. Assistance for policy review or adjustments is available on an as-needed basis according to individual circumstances.
Pete Giancola - State Farm Insurance Agent in Wayzata, MN, specializes in offering life insurance policies that provide financial protection for families and individuals. The agency also helps clients with a range of personal insurance needs tailored to local lifestyle and financial goals. As a life insurance agent, the company assists residents with understanding coverage options and planning for long-term security. During the uncertainty of a recent major life change, such as a new baby or a mortgage, agents here focus on ensuring beneficiaries are properly covered.
As winter approaches in Wayzata, many residents review their financial protection plans for the coming year, and Mark Groehler Insurance Agency helps them navigate this process in the life insurance agent category. The company provides information on policies designed to secure a family’s future against specific risks. An initial assessment typically involves reviewing current coverage numbers and discussing desired benefit levels for dependents or estate needs. That meeting concludes with an inspection of existing documents and a summary of potential options presented in a preliminary form.
Farmers Insurance - Michael Halonen offers residential life insurance services to families in Wayzata, Minnesota, helping them plan for financial protection. Commercial life insurance coverage is also available for local business owners and their key personnel. Service is provided throughout Wayzata and the surrounding communities. The agency arranges follow-up appointments to adjust policies when customer needs change, ensuring consistent support between regular annual reviews.
Rachel Malec Agency, LLC American Family Insurance in Wayzata, MN is an independent insurance office known for helping local residents protect their financial futures through life insurance policies. The agency serves individuals and families across the Twin Cities metro area, offering coverage options designed to provide income replacement and final expense planning. Policyholders receive personalized guidance on selecting appropriate benefit amounts based on their unique needs and budget constraints. The agency can additionally provide long-term care insurance riders to supplement a standard life protection plan.
Jake Schreder - State Farm Insurance Agent in Wayzata, Minnesota helps individuals and families plan for financial protection through life insurance policies. This agency also assists clients in adding coverage options that address specific needs, such as income replacement or final expenses. The business works with a variety of commercial clients, tailoring risk management solutions to fit the unique demands of offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Wayzata Cost?
Typical costs for life insurance in Minnesota depend on age, health, and coverage amount. A healthy 35 year old might pay $25 to $50 per month for a 20 year term policy with $500,000 coverage. Whole life policies can cost $150 to $300 per month for similar coverage. Costs vary by case and insurer. This is general information, not insurance advice.
About life insurance agents in Wayzata
Life insurance agents in Wayzata, Minnesota help residents choose policies that protect their families and meet state requirements. Minnesota law requires agents to hold a valid license from the Minnesota Department of Commerce. Local agents understand the specific needs of Wayzata families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Minnesota?
A life insurance agent in Minnesota must hold a valid resident or non-resident license from the Minnesota Department of Commerce. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years.
How long does a life insurance application take in Minnesota?
The application process for life insurance in Minnesota usually takes 2 to 6 weeks. This includes underwriting and medical review. Some policies with no medical exam can be issued in a few days.
Can I cancel a life insurance policy in Minnesota?
Yes, Minnesota law gives you a free look period of at least 10 days after receiving the policy. During this time you can cancel for a full refund. After that, you can cancel at any time but may lose some value.
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