ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Life Insurance Agents Near You in St Paul, MN

Browse life insurance agents serving St Paul, Minnesota. Updated 2026-07-14.

The top-rated life insurance agent in St Paul, Minnesota is MN Benefits, rated 4.9 stars across 179 reviews. Other highly rated options include Juan Cervantes - State Farm Insurance Agent, HomeServices Insurance, Inc., Theisen Escobar Agency. This directory lists 31 life insurance agents serving St Paul.

Showing 31 life insurance agents in St Paul, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1MN Benefits75 W 5th St #310(763) 360-4879
2Juan Cervantes - State Farm Insurance Agent391 Ruth St N(651) 793-0777
3HomeServices Insurance, Inc.119 14th St NW Suite 150(800) 277-0013
4Theisen Escobar Agency428 Minnesota St UNIT 500(651) 309-6040
5Garry Insurancenter2555 7th Ave E(651) 777-8361
6Farmers Insurance - Patrick Loucks991 Smith Ave S W(651) 714-7979
7Krog Insurance637 Snelling Ave N(651) 483-2919
8Wilebski Insurance Agency101 5th St E suite 202 a(651) 283-9371
9Securian Financial400 Robert St N(651) 665-3500
10Insurance Group™445 Minnesota St #1500(763) 233-6405
MB
75 W 5th St #310
MN Benefits
Life Insurance Agent · St Paul, MN

MN Benefits operates as a life insurance agent in St Paul, Minnesota, helping clients choose policies to provide financial security for their families. The company specializes in term and whole life insurance options, assisting individuals in finding coverage that meets their long-term needs. Its agents work with clients to assess appropriate benefit amounts and policy structures. Typical commercial client sectors served by this agency include offices, warehouses, and food service businesses.

JC
391 Ruth St N
Juan Cervantes - State Farm Insurance Agent
Life Insurance Agent · St Paul, MN

Juan Cervantes - State Farm Insurance Agent serves the St Paul, Minnesota metro area, offering life insurance policies tailored to residents in that region. The agency helps individuals and families plan for financial protection and future income needs. Clients can work with the agent to secure term life coverage that provides a benefit for a specified period. The office also handles whole life insurance, which builds cash value over time while guaranteeing a death benefit.

HI
119 14th St NW Suite 150
HomeServices Insurance, Inc.
Life Insurance Agent · St Paul, MN

HomeServices Insurance, Inc. provides life insurance for residential clients in and around St Paul, Minnesota, addressing needs such as income replacement and debt protection. Commercial coverage is also available for local business owners seeking key person or buy-sell policies. Serving the greater Twin Cities area, the agency guides customers through policy selection and underwriting. Following an initial plan review, clients can return for periodic updates or policy adjustments between regular visits.

TE
428 Minnesota St UNIT 500
Theisen Escobar Agency
Life Insurance Agent · St Paul, MN

Theisen Escobar Agency in St. Paul, Minnesota, offers life insurance products designed to provide financial protection for families and businesses. Their services include policy consultations, coverage assessments, and routine policy reviews to ensure plans remain aligned with changing needs. They assist with new applications, beneficiary updates, and claims processing support. The agency provides ongoing service to policyholders through regular check-ins and adjustments. They serve clients in single-family homes, apartments, retail establishments, and restaurants across the local area.

GI
2555 7th Ave E
Garry Insurancenter
Life Insurance Agent · St Paul, MN

Garry Insurancenter serves homeowners, renters, and small business owners in St Paul, Minnesota, who require personalized life insurance guidance to protect their families and financial futures. The agency helps clients navigate various policy options, offering straightforward consultations on coverage that fits individual needs and budgets. Dedicated to clear communication and honest advice, this local agent understands the importance of planning for the unexpected in a community like St Paul. They also assist clients living in nearby Maplewood and other parts of the eastern metro area.

FI
991 Smith Ave S W
Farmers Insurance - Patrick Loucks
Life Insurance Agent · St Paul, MN

Shoppers can choose between a one-time policy for a specific term or a scheduled recurring plan that provides lifelong coverage through Farmers Insurance - Patrick Loucks. As a life insurance agent in St Paul, Minnesota, they help individuals select appropriate death benefit amounts for their families. Policies may protect against lost income, final expenses, or outstanding debts. Service runs on a one-time basis for term insurance or a scheduled basis for permanent coverage, depending on the chosen product.

KI
637 Snelling Ave N
Krog Insurance
Life Insurance Agent · St Paul, MN

Krog Insurance serves St Paul, Minnesota, and the surrounding communities. It handles life insurance coverage needs for local residents, helping to safeguard their families’ financial futures. The company offers guidance on policy selection and provides ongoing support as clients’ circumstances change. Using a thorough needs assessment to understand each client’s unique situation, it then recommends suitable coverage options to match their specific goals and budget.

WI
101 5th St E suite 202 a
Wilebski Insurance Agency
Life Insurance Agent · St Paul, MN
SF
400 Robert St N
Securian Financial
Life Insurance Agent · St Paul, MN

Securian Financial, based in St Paul, Minnesota, is known for providing life insurance coverage to local individuals and families. The company addresses a range of needs, from basic term policies to more complex permanent plans that help with long-term financial protection. Clients receive guidance through the underwriting process and policy selection tailored to their specific circumstances. As a full-service agency, it offers the additional specialty of adding an accidental death benefit rider to new or existing policies.

IG
445 Minnesota St #1500
Insurance Group™
Life Insurance Agent · St Paul, MN
AF
1545 Larpenteur Ave W
American Family MN/WI Branch American Family Insurance
Life Insurance Agent · St Paul, MN
(651) 639-9400
amfam.com/agents/minnesota/saint-paul/andre-johnson
BA
245 Ruth St N Ste 200
Baecker Agency, Inc.: Allstate Insurance
Life Insurance Agent · St Paul, MN
(651) 730-6666
agents.allstate.com/baecker-agency-inc-saint-paul-mn.html
CI
1639 Larpenteur Ave W
Cox Insurance Associates, Inc
Life Insurance Agent · St Paul, MN
(651) 647-0001
coxins.net
WI
250 Hamline Ave S
Wiessner Insurance
Life Insurance Agent · St Paul, MN
(651) 698-0771
wiessneragency.com
QI
236 Larpenteur Ave W
Quality Insurance Service
Life Insurance Agent · St Paul, MN
(651) 489-1347
qualityinsuranceservice.com
NA
322 County Rd D E
NSI Agency
Life Insurance Agent · St Paul, MN
(763) 296-1010
insuremeez.com
CI
821 Raymond Ave Bldg
Champion Insurance Services Inc
Life Insurance Agent · St Paul, MN
(651) 644-6464
championinsuranceusa.com
AI
1595 Selby Ave
Abbco Insurance Agency, Inc.
Life Insurance Agent · St Paul, MN
(651) 646-0996
carinsurancemn.com
EM
1901 Minnehaha Ave E
East Metro Insurance Agency, LLC Bill Runck
Life Insurance Agent · St Paul, MN
(651) 323-2021
eastmetroinsurance.com
OI
3001 White Bear Ave
ONE Insurance Agency
Life Insurance Agent · St Paul, MN
(763) 888-8837
myoneinsuranceagency.com
VJ
426 Wabasha St S
V J Insurance
Life Insurance Agent · St Paul, MN
(651) 330-7208
AI
1646 County Rd E E
Associated Insurance Counselor
Life Insurance Agent · St Paul, MN
(651) 770-0343
associatedinscounselors.com
FU
305 Roselawn Ave E #100
Farmers Union Agency
Life Insurance Agent · St Paul, MN
(800) 229-1064
fuainsurance.com
HI
1437 Marshall Ave #100
Hughes Insurance Agency
Life Insurance Agent · St Paul, MN
(651) 645-1096
hughesinsuranceagency.com
FI
1552 White Bear Ave Ste D
Farmers Insurance - Vang Yang
Life Insurance Agent · St Paul, MN
(651) 760-3088
agents.farmers.com/mn/saint-paul/vang-yang
CL
St Paul, MN 55112
Colonial Life Insurance
Life Insurance Agent · St Paul, MN
(651) 633-7500
coloniallife.com
HM
2079 County Rd D Suite B
Horace Mann Insurance Co
Life Insurance Agent · St Paul, MN
(651) 773-6566
agents.horacemann.com/garyhavir
FI
1410 Energy Park Dr Ste 8
Farmers Insurance - Eric Pfeifer
Life Insurance Agent · St Paul, MN
(651) 645-1951
agents.farmers.com/mn/saint-paul/eric-pfeifer
IB
2136 Ford Pkwy #5084
Insurance Brokers of MN, Inc. - Timothy Poston
Life Insurance Agent · St Paul, MN
(651) 731-9795
insurancebrokersmn.com/timothy-poston
PC
1073 Payne Ave #1
Preferred Choice Insurance Agency Inc
Life Insurance Agent · St Paul, MN
(651) 774-0637
pciamn.com
ML
400 Robert St N
Minnesota Life Insurance Co: Lyle Thomas
Life Insurance Agent · St Paul, MN
(651) 665-4148

What Does a a Life Insurance Agent in St Paul Cost?

Typical costs for life insurance in Minnesota vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $100 to $300 per month for similar coverage. Costs also depend on the insurance company and your specific risk factors. This is general information, not insurance advice.

About life insurance agents in St Paul

Life insurance agents in St Paul, Minnesota help residents find coverage to protect their families financial future. Minnesota law requires agents to be licensed by the Minnesota Department of Commerce and follow specific regulations. Working with a local St Paul agent can provide guidance on policies that fit your needs and budget.

Frequently Asked Questions

What license does a life insurance agent need in Minnesota?

Agents must hold a valid Minnesota insurance producer license from the Department of Commerce. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.

How long can I wait to buy life insurance after moving to St Paul?

There is no legal waiting period to buy life insurance in Minnesota. You can apply for a policy as soon as you have a valid address and meet the insurers underwriting requirements. Some policies have a contestability period of two years from the issue date.

Does Minnesota have a grace period for life insurance premium payments?

Yes, Minnesota law provides a 30-day grace period for life insurance premium payments. If you miss a payment, the policy remains in force during this time. If you do not pay within 30 days, the policy may lapse or reduce in value.

Life Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.