The top-rated life insurance agent in Shoreview, Minnesota is Ryan Hangartner - State Farm Insurance Agent, rated 4.9 stars across 516 reviews. Other highly rated options include Robert Overby - State Farm Insurance Agent, Joshua Deering: Allstate Insurance, Farmers Insurance - Whitney Wicke. This directory lists 12 life insurance agents serving Shoreview.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Hangartner - State Farm Insurance Agent | 3999 Rice St Ste 104A | (651) 486-6999 |
| 2 | Robert Overby - State Farm Insurance Agent | 5928 Lexington Ave N | (651) 784-0010 |
| 3 | Joshua Deering: Allstate Insurance | 470 Hwy 96 W Ste 100 | (651) 964-6496 |
| 4 | Farmers Insurance - Whitney Wicke | 1000 County Rd E #230 | (651) 243-4433 |
| 5 | True Partners Insurance Brokers | 4522 Bridge Ct | (612) 469-7382 |
| 6 | Tim Meyer - State Farm Insurance Agent | 891 Hwy 96 W | (651) 482-1140 |
| 7 | Farmers Insurance - Ashley Cokley | 517 Tanglewood Dr | (651) 357-6000 |
| 8 | John W Traeger Insurance Agency, Inc | 435 Hwy 96 W suite i | (651) 414-6400 |
| 9 | Omar Barajas - COUNTRY Financial Insurance Agent | 3260 Rice St Ste 2 | (651) 286-6598 |
| 10 | Advisen Life & Health | 3450 Lexington Ave N Black and White Photo Lab / Darkroom | (651) 800-9209 |
Ryan Hangartner - State Farm Insurance Agent serves the Shoreview, Minnesota area and surrounding Ramsey County communities. As a life insurance agent, the company provides financial protection products and personalized insurance solutions. The firm assists clients in understanding their coverage needs for long-term security. Services include term life policies and whole life insurance options for customers in this region.
Robert Overby - State Farm Insurance Agent in Shoreview, MN, offers a full range of life insurance solutions designed to help individuals and families plan for financial protection and peace of mind. Services include policy consultations, coverage needs analysis, and ongoing policy reviews to adjust plans as circumstances change. The agency also provides annual check-ins and updates to ensure beneficiaries remain current. The agent serves clients across a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Joshua Deering: Allstate Insurance serves homeowners, businesses, and property managers in Shoreview, MN who need personalized life insurance coverage. The agency helps clients choose policies that provide financial protection for their families and business interests. It offers term and permanent life options, assisting with estate planning and income replacement strategies. The office also works with accident and health insurance needs common to local residents. This Allstate agent provides these services to clients across the northern Twin Cities metro, including nearby communities like Arden Hills, Roseville, and Mounds View.
Farmers Insurance - Whitney Wicke serves the Shoreview, Minnesota area and surrounding communities, handling life insurance policies for individuals and families. It assists clients in evaluating term, whole, and universal life options to meet specific financial and protection needs. The agency works with local residents to understand their long-term goals, from income replacement to final expense planning. For a typical job, it provides a straightforward, consultative process that compares coverage options side by side to find a suitable fit for each household.
True Partners Insurance Brokers in Shoreview, MN offers families a choice between a single-term life policy for specific protection needs or a permanent, recurring plan with lifelong coverage. Their life insurance agents help clients navigate policy options, focusing on financial security and beneficiary benefits. Each consultation is tailored to individual circumstances, assessing income replacement and debt coverage. Service appointments are available on an as-needed basis to accommodate evolving client requirements.
Tim Meyer - State Farm Insurance Agent in Shoreview, MN offers life insurance policies designed to provide financial security for families and individuals. The agency also assists clients with related coverage options to protect their assets and loved ones. In addition, the office helps with auto, home, and renters insurance to address a wide range of personal needs. As winter approaches, it can guide residents in reviewing their policies to ensure sufficient protection against seasonal hazards like ice dam damage or holiday travel risks.
As Shoreview families review their coverage ahead of the year-end renewal period, Farmers Insurance - Ashley Cokley provides guidance through personal risk discussions. Operating in Ramsey County, the agency addresses common life insurance questions about income replacement and final expenses. Whether for term or whole life policies, the agent explains available plan structures to match individual budgets and long-term goals. Local clients can schedule a complementary consultation to review existing policies or explore new protection. The process begins with a straightforward assessment of household needs and financial priorities.
John W Traeger Insurance Agency, Inc assists individuals and families in Shoreview, MN with financial protection through life insurance. The company specializes in offering policies that help secure beneficiaries’ futures against unexpected life events. Clients can explore term, whole, or universal life solutions tailored to their specific needs. This agency can serve various commercial sectors, including local offices, warehouses, and food service businesses that require coverage for key personnel or business continuation plans.
Serving residents and families in the Shoreview, Minnesota area with a full range of personal life insurance solutions, Omar Barajas - COUNTRY Financial Insurance Agent also offers commercial coverage options for local small businesses. By taking time to understand each client’s unique financial goals, the agency builds tailored policies that protect what matters most. Regular policy reviews and follow-up consultations are provided between scheduled visits to ensure coverage adapts to changing life circumstances.
Advisen Life & Health serves the Shoreview, Minnesota area as a local life insurance agent. The company is known for matching clients with coverage that supports financial dependents or final expenses. Its standard services include term life and whole life policy comparisons from multiple carriers. An added specialty service this firm can provide is guidance on converting a temporary term policy into permanent whole life coverage.
What Does a a Life Insurance Agent in Shoreview Cost?
The cost of life insurance in Minnesota varies by age, health, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Rates are regulated by the Minnesota Department of Commerce. This is general information, not insurance advice.
About life insurance agents in Shoreview
Life insurance agents in Shoreview, Minnesota help residents choose policies that protect their families and meet financial goals. Minnesota law requires agents to hold a valid state license and follow strict disclosure rules under Minnesota Statutes Section 60A. These agents can explain how Minnesota estate recovery rules affect policy beneficiaries and guide you through the application process.
Frequently Asked Questions
What types of life insurance do agents in Shoreview offer?
Agents in Shoreview typically offer term life, whole life, and universal life policies. They can also help with final expense and group life insurance plans.
Do I need a medical exam to get life insurance in Minnesota?
Many policies require a medical exam, but some no-exam policies are available for lower coverage amounts. Your agent can explain which option fits your health history and needs.
How does Minnesota law affect life insurance payouts?
Minnesota law protects life insurance proceeds from most creditors under Minnesota Statutes Section 550.37. However, the state may seek reimbursement for Medicaid benefits paid after your death through estate recovery.
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