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HomeLife Insurance AgentsMinnesota › Sauk Rapids

Find Life Insurance Agents Near You in Sauk Rapids, MN

Browse life insurance agents serving Sauk Rapids, Minnesota. Updated 2026-07-14.

The top-rated life insurance agent in Sauk Rapids, Minnesota is Tammie Downare - State Farm Insurance Agent, rated 4.8 stars across 207 reviews. Other highly rated options include Tony Jarousek: Allstate Insurance, Joyce D Linn: Primerica - Financial Services, Dan Anderson - State Farm Insurance Agent. This directory lists 11 life insurance agents serving Sauk Rapids.

Showing 11 life insurance agents in Sauk Rapids, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tammie Downare - State Farm Insurance Agent1269 2nd St N #100(320) 252-3600
2Tony Jarousek: Allstate Insurance225 N Benton Dr Ste 100(320) 281-0021
3Joyce D Linn: Primerica - Financial Services1669 4th Ave N Suite 200(320) 774-3491
4Dan Anderson - State Farm Insurance Agent11 2nd Ave N Unit 101(320) 252-7200
5Paul Hanson - State Farm Insurance Agent1269 2nd St N #100(320) 253-0880
6Direct Insurance Services621 N Benton Dr Suite 104(320) 217-5151
7Jennifer Ramos Agency LLC American Family Insurance209 3rd Ave N(320) 253-0981
8TWFG Insurance Services114 Division St(320) 259-8178
9Hoff's Insurance Specialist225 N Benton Dr # 214(320) 654-8766
10Insurance Avenues, formerly Tri-County Insurance800 Industrial Dr S Suite 206(320) 251-2552
TD
1269 2nd St N #100
Tammie Downare - State Farm Insurance Agent
Life Insurance Agent · Sauk Rapids, MN

Tammie Downare - State Farm Insurance Agent serves the Sauk Rapids, Minnesota area as a provider of life insurance and related financial protection services. This agency works with individuals and families to help them secure coverage that addresses both short-term needs and long-term planning goals. Life insurance policies available include term life and whole life options. The office also assists clients with auto and home insurance to build a comprehensive personal insurance portfolio. In this area, the agency handles life insurance policies designed to provide income replacement and final expense coverage.

TJ
225 N Benton Dr Ste 100
Tony Jarousek: Allstate Insurance
Life Insurance Agent · Sauk Rapids, MN

Located in Sauk Rapids, Minnesota, Tony Jarousek: Allstate Insurance provides life insurance agent services, including policy guidance and coverage plan options tailored to client needs. The services encompass regular policy reviews and support for adjusting coverage as circumstances evolve. This local office works with individuals and businesses seeking financial protection through term or whole life policies. It services properties such as single-family homes, apartments, retail locations, and restaurants.

JD
1669 4th Ave N Suite 200
Joyce D Linn: Primerica - Financial Services
Life Insurance Agent · Sauk Rapids, MN

Joyce D Linn: Primerica - Financial Services serves local homeowners, families, and individuals seeking financial protection and security in Sauk Rapids, Minnesota. The company offers life insurance policies designed to help clients safeguard their loved ones from unexpected financial burdens. With a focus on personalized financial services, the firm assists customers in understanding coverage options that fit their unique circumstances and budgets. This life insurance agent also extends its services to the neighboring community of St. Cloud and surrounding areas in central Minnesota.

DA
11 2nd Ave N Unit 101
Dan Anderson - State Farm Insurance Agent
Life Insurance Agent · Sauk Rapids, MN

Dan Anderson - State Farm Insurance Agent in Sauk Rapids, Minnesota, is known for helping local residents navigate their options for life insurance coverage. The agency offers term life policies to meet temporary needs and whole life plans for long-term protection. Consultations focus on matching benefits to individual financial goals. This Life Insurance Agent also assists with adding living needs benefit riders, which can provide funds for those with a qualifying terminal illness.

PH
1269 2nd St N #100
Paul Hanson - State Farm Insurance Agent
Life Insurance Agent · Sauk Rapids, MN

Paul Hanson’s office serves Sauk Rapids, Minnesota, and the surrounding communities, handling life insurance policies designed to provide financial protection for families. The agency helps clients navigate term and whole life options to meet their coverage needs. A typical job for the agent involves reviewing a client’s financial situation and personal goals, then presenting suitable policy choices tailored to that individual’s circumstances. The agency generally approaches each case by focusing on a clear explanation of benefits and long-term stability, ensuring the client fully understands their decision.

DI
621 N Benton Dr Suite 104
Direct Insurance Services
Life Insurance Agent · Sauk Rapids, MN

Direct Insurance Services helps clients decide between single-purchase term policies and recurring premium whole life coverage. Serving the Sauk Rapids area, the agency guides individuals through basic life insurance agent services, including policy comparisons and application assistance. Coverage options are explained thoroughly to match local needs and budgets. Service appointments are available on a scheduled or as-needed basis for policy reviews, adjustments, and new enrollments.

JR
209 3rd Ave N
Jennifer Ramos Agency LLC American Family Insurance
Life Insurance Agent · Sauk Rapids, MN

Jennifer Ramos Agency LLC American Family Insurance in Sauk Rapids, MN specializes in life insurance agent services, helping local residents design policies that provide financial protection for their families. The agency also guides clients through term life, whole life, and universal life options to match individual needs and budgets. As winter weather approaches in central Minnesota, this agency assists homeowners in reviewing coverage that can shelter dependents from potential hardship after an unexpected loss.

TI
114 Division St
TWFG Insurance Services
Life Insurance Agent · Sauk Rapids, MN

As families in Sauk Rapids plan for the future, the need for financial protection often increases with seasonal changes like a new school year or annual policy reviews. TWFG Insurance Services provides life insurance agent services, helping area residents determine appropriate coverage for their circumstances. The company meets with local clients to explain policy options and associated costs. An initial assessment of current coverage and family needs is conducted to begin the process.

HS
225 N Benton Dr # 214
Hoff's Insurance Specialist
Life Insurance Agent · Sauk Rapids, MN

Hoff's Insurance Specialist works with individuals and families in Sauk Rapids, Minnesota to review life insurance coverage options. The agency can help clients understand term, whole, and universal life policies as part of a broader financial plan. They assist area residents in comparing benefits and costs for personal protection needs. The team also serves local commercial clients by offering business-related coverage solutions for offices, warehouses, and food service operations.

IA
800 Industrial Dr S Suite 206
Insurance Avenues, formerly Tri-County Insurance
Life Insurance Agent · Sauk Rapids, MN

Insurance Avenues provides life insurance to residents of Sauk Rapids and the surrounding area, serving both residential clients and commercial businesses with coverage options. As a life insurance agent, the company works to help individuals and business owners understand policy choices that fit their financial goals and personal circumstances. Follow-up service is offered between regular visits to adjust coverage as needs change, ensuring that clients receive ongoing support without requiring a new application each time.

TA
114 Division St
T&S Agency LLC
Life Insurance Agent · Sauk Rapids, MN
(320) 259-8178
tsagency.net

What Does a a Life Insurance Agent in Sauk Rapids Cost?

Life insurance costs in Minnesota vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month or more. Costs also depend on the insurer and any riders you add. This is general information, not insurance advice.

About life insurance agents in Sauk Rapids

Life insurance agents in Sauk Rapids, Minnesota help residents choose policies that protect their families and meet state requirements. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents understand the needs of Sauk Rapids families and can guide you through term, whole, and universal life options.

Frequently Asked Questions

What does a life insurance agent in Sauk Rapids do?

A life insurance agent helps you compare policies from different companies and find coverage that fits your budget and goals. They explain terms, benefits, and exclusions so you can make an informed choice. Agents in Sauk Rapids are familiar with local insurers and Minnesota regulations.

How do I choose a life insurance agent in Sauk Rapids?

Look for an agent licensed in Minnesota with experience in the type of policy you need. Check their standing with the Minnesota Department of Commerce. Ask about their process for comparing quotes and explaining policy details.

What types of life insurance are available in Minnesota?

Common types include term life, whole life, and universal life insurance. Term life covers you for a set period, while whole life provides permanent coverage and cash value. An agent can explain how each type works under Minnesota law.

Life Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.