The top-rated life insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 576 reviews. Other highly rated options include Bruce Fujan - State Farm Insurance Agent, Fortress Insurance & Financial Services, Atlas Insurance Brokers. This directory lists 20 life insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Bruce Fujan - State Farm Insurance Agent | 5025 Hwy 52 N | (507) 281-5194 |
| 3 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 4 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 5 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 6 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
| 7 | Sam Ghareeb Insurance Broker | 1500 1st Ave NE #111c | (507) 358-4497 |
| 8 | All Apple Insurance Agency / Paul M. Peterson | 511 Northern Hills Dr NE #3 | (507) 285-5760 |
| 9 | Shawn Capelle Agency Inc American Family Insurance | 3334 19th St NW STE 204 | (507) 285-9927 |
| 10 | Prime Time Health Advisors | 2048 Superior Dr NW STE 100 | (507) 252-1058 |
Shawn Christensen - State Farm Insurance serves the Rochester, Minnesota metro area as a local life insurance agency. The office helps individuals and families with essential financial protection planning. A life insurance agent in this region works to assess clients' coverage needs based on their personal circumstances. Policy options typically include term and whole life plans designed to secure beneficiaries' futures. This agency also handles related offerings such as final expense policies to assist with end-of-life costs.
Bruce Fujan - State Farm Insurance Agent in Rochester, MN, offers a range of life insurance coverage options tailored to local residents. The agent provides policies designed to address financial protection needs, with ongoing service and policy review plans available to ensure coverage remains aligned with changing circumstances. Clients receive support in navigating claims and policy adjustments as needed. The agency services single-family homes, apartments, retail, and restaurants throughout the Rochester area.
Homeowners, business owners, and property managers in Rochester, MN, turn to Fortress Insurance & Financial Services for life insurance agent services. This firm assists clients in evaluating their long-term coverage needs, helping to secure financial protection for families and businesses against unforeseen events. Policies are tailored to individual risk profiles and income situations, with guidance provided throughout the application process. The agency also extends its services to residents and enterprises in the neighboring community of Stewartville.
For clients in Rochester, Minnesota, and the surrounding Olmsted County communities, Atlas Insurance Brokers handles life insurance policies designed to fit a wide range of personal needs. The agency works with individuals and families to secure coverage that provides financial protection for their beneficiaries in the event of an untimely death. Serving this region, the company understands the local retiree and working professional demographics. It approaches each situation by first assessing a client’s specific financial goals and responsibilities before recommending a suitable plan from its available product options.
Connor Faupel Insurance Agency, based in Rochester, MN, provides life insurance solutions that differ significantly from one-time purchase policies, focusing instead on enduring coverage tailored to long-term financial planning. The agent assists clients in selecting appropriate policy types to protect beneficiaries and manage future obligations. Service is typically arranged as a scheduled recurring process, including initial consultation, policy setup, and routine policy reviews to help ensure the coverage remains aligned with changing life circumstances.
As a life insurance agent in Rochester, MN, Ted W. Smith Insurance specializes in helping clients select term and whole life policies tailored to their long-term financial goals. This agency also provides general guidance on estate planning and wealth transfer strategies designed to protect families. Whether a client seeks coverage for a mortgage or seeks to secure a child's education fund, the agency offers personalized consultations to analyze individual needs. It particularly helps residents address the added financial responsibilities that often arise during the transition into retirement.
As Rochester residents begin reviewing their financial plans for the coming year, many seek reliable coverage to protect their families. Sam Ghareeb Insurance Broker serves the local community as a life insurance agent, helping clients understand their policy options. The company works with individuals to assess their coverage needs and choose appropriate plans that align with personal goals. A typical first step involves scheduling a no-obligation consultation to review each client’s current situation and discuss potential solutions.
All Apple Insurance Agency, operated by Paul M. Peterson, provides comprehensive life insurance planning services for individuals and families in Rochester. The agency specializes in structuring policies that offer long-term financial protection and income replacement. Peterson assists clients in assessing coverage levels suited to their unique obligations and future goals. Commercial clients with specialized liability needs are also served, including those operating offices, warehouses, and food service establishments.
Shawn Capelle Agency Inc American Family Insurance serves Rochester area residents with life insurance coverage tailored to personal financial goals. Commercial life insurance policies are also available for local business owners seeking to protect their operations and partners. The agency covers clients throughout the Rochester area and surrounding communities. New policies are issued with a focus on long‑term financial security, and the agency follows up between regular visits to confirm coverage continues meeting changing needs.
What Does a a Life Insurance Agent in Rochester Cost?
Life insurance costs in Minnesota vary by age health and coverage amount. A typical term life policy for a healthy 40 year old may cost 25 to 50 dollars per month for 500k in coverage. Whole life policies often range from 100 to 300 dollars per month for similar coverage. This is general information not insurance advice.
About life insurance agents in Rochester
Life insurance agents in Rochester Minnesota help residents find coverage to protect their families and meet financial goals. Minnesota law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the needs of families in Olmsted County and can guide you through policy options.
Frequently Asked Questions
What license does a life insurance agent need in Minnesota?
An agent must hold a Minnesota resident insurance producer license. This requires passing a state exam and completing continuing education every two years.
How long do I have to review a life insurance policy in Minnesota?
Minnesota law gives you a free look period of at least 10 days after you receive the policy. You can cancel for a full refund within that time.
Can a Rochester agent help with both term and permanent life insurance?
Yes most agents in Rochester offer term life whole life and universal life policies. They can compare quotes from multiple carriers to fit your budget and needs.
Life Insurance Agents in Other Minnesota Cities
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