The top-rated life insurance agent in Monticello, Minnesota is Michael Katchmark - State Farm Insurance Agent, rated 5.0 stars across 153 reviews. Other highly rated options include Dan Olson - State Farm Insurance Agent, Christensen Group Insurance Monticello, MN, Monticello Agency. This directory lists 11 life insurance agents serving Monticello.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Katchmark - State Farm Insurance Agent | 1113 Cedar St Suite 109 | (763) 295-0137 |
| 2 | Dan Olson - State Farm Insurance Agent | 207 W 3rd St | (763) 295-2199 |
| 3 | Christensen Group Insurance Monticello, MN | 114 W 3rd St #200 | (763) 295-2614 |
| 4 | Monticello Agency | 3616 School Blvd UNIT 100 | (763) 295-4900 |
| 5 | Farmers Insurance - Benjamin Thornton | 228 W Broadway St | (763) 344-8896 |
| 6 | Michele Hanson Agency LLC American Family Insurance | 520 Pine St | (763) 295-3795 |
| 7 | Michael Richardson - COUNTRY Financial Agent | 154 Broadway St E Ste 4 | (763) 486-4047 |
| 8 | Quality Plus Insurance Brokers | 155 Broadway St E | (763) 310-8603 |
| 9 | Primerica Financial Services | 207 Pine St | (763) 390-7652 |
| 10 | Simplicity Group | 101 W Broadway St suite 100 | (800) 921-3100 |
Michael Katchmark - State Farm Insurance Agent serves the Monticello, Minnesota area and provides life insurance policies and related financial protection services. As a local representative, the agency helps individuals and families assess their coverage needs and select suitable plans for income replacement and final expenses. It also assists with term life policies that offer coverage for a specified duration.
Dan Olson - State Farm Insurance Agent in Monticello, MN, provides a full range of life insurance services, including term life and whole life policies. It also offers ongoing policy review and coverage adjustment plans to help clients keep their benefits aligned with changing life circumstances. Service options include annual check-ins and beneficiary updates. The agency services a variety of properties, such as single-family homes, apartments, retail locations, and restaurants.
Homeowners and small business owners in the Monticello area can arrange for life insurance coverage through Christensen Group Insurance. The agency works with clients to assess their personal financial responsibilities and future planning needs. Policies are designed to help protect families and businesses from unforeseen financial hardship. This service extends to residents and commercial property owners throughout Sherburne County and also covers the neighboring communities of Buffalo and the greater northwest metro region.
Serving clients in Monticello and the surrounding communities of central Minnesota, Monticello Agency handles a full range of life insurance policies designed to provide financial protection for families. The agency assists individuals in selecting coverage that fits their budget and long-term goals. Its typical service begins with a personal consultation to assess the client’s specific needs, followed by a comparison of available policy options to find a suitable plan.
Farmers Insurance, served through Benjamin Thornton in Monticello, Minnesota, addresses life insurance needs for local individuals and families. Clients generally choose between a single-term life policy, which provides fixed coverage for a set period, and a permanent life option, which builds cash value and lasts a lifetime. Each policy is tailored to help beneficiaries manage financial obligations like final expenses or income replacement. For those requiring periodic adjustments or a simple initial setup without ongoing commitments, service runs on a one-time or as-needed basis depending on the policyholder's preferences.
As winter approaches in Monticello, residents often review their family financial protections. Michele Hanson Agency LLC American Family Insurance responds by specializing in life insurance guidance that helps secure long-term household stability and future planning needs. The agency works closely with individuals to evaluate policy options that fit their current lifestyle and long-range goals. Clients can expect a straightforward discussion about coverage types and amounts. An initial appointment is scheduled to review personal circumstances and complete a basic needs assessment.
Michael Richardson – COUNTRY Financial Agent in Monticello, MN offers services including life insurance policy consultations and financial protection planning. It also provides general wealth management guidance and retirement income strategies for local residents and families. Drawing on nationwide resources from COUNTRY Financial, the agent helps clients evaluate coverage options that align with their long-term goals. As winter approaches in Monticello, the agency assists individuals concerned about ensuring their families’ financial security against unexpected hardships.
Based in Monticello, Quality Plus Insurance Brokers helps local residents and business owners understand and select life insurance coverage. The firm specializes in term and whole life policies to protect families from financial disruption due to an unexpected death. Additional policy riders can be structured to provide income replacement or final expense benefits. The agency is equipped to serve commercial clients operating from offices, warehouses, or in food service sectors.
Primerica Financial Services provides life insurance coverage to residents in and around Monticello, MN. Commercial clients in the area can also access relevant policies to protect their business interests. The agency serves the broader regional community, helping individuals and families select appropriate coverage for their needs. After an initial policy is put in place, the agent can follow up to review changing protection requirements and assist with adjustments made between regular scheduled service visits.
Simplicity Group is a life insurance agency serving the Monticello, MN area that focuses on straightforward coverage solutions for individuals and families. It offers term life, whole life, and universal life policies designed to provide financial protection in the event of a death. The agency also assists clients in structuring policies to help with burial expenses and income replacement. In addition to basic life insurance, Simplicity Group can specialize in adding living benefit riders that provide early access to policy funds for chronic illness.
What Does a a Life Insurance Agent in Monticello Cost?
A term life policy for a healthy 35-year-old in Minnesota may cost between $20 and $40 per month for $500,000 in coverage. Whole life policies typically range from $100 to $300 per month for the same face amount. Costs depend on age, health, lifestyle, and policy type. This is general information, not insurance advice.
About life insurance agents in Monticello
Life insurance agents in Monticello, Minnesota help residents choose policies that protect their families and meet financial goals. Minnesota law requires agents to hold a valid insurance license and follow state regulations on policy disclosures. Local agents can explain how Minnesota estate tax rules may affect your coverage needs.
Frequently Asked Questions
What license does a life insurance agent in Monticello need?
Agents must hold a Minnesota resident insurance producer license for life insurance. They complete pre-licensing education and pass the state exam. You can verify a license on the Minnesota Department of Commerce website.
How do Minnesota laws affect life insurance policies?
Minnesota has a 10-day free look period for new policies. The state also requires agents to provide a policy summary and disclosure of any exclusions. Minnesota law does not limit the amount of coverage you can buy.
What types of life insurance are common in Monticello?
Term life insurance provides coverage for a set period. Whole life and universal life offer permanent coverage with a cash value component. Many local agents also offer final expense and group life policies.
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