The top-rated life insurance agent in Minnetonka, Minnesota is Nesbit Agencies, rated 4.9 stars across 244 reviews. Other highly rated options include Trusted Insurance Agency, Marty Mjelleli - State Farm Insurance Agent, Tim Wagner - State Farm Insurance Agent. This directory lists 18 life insurance agents serving Minnetonka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nesbit Agencies | 5900 Rowland Rd | (952) 941-9418 |
| 2 | Trusted Insurance Agency | 5100 Thimsen Ave Ste 228 | (612) 861-4868 |
| 3 | Marty Mjelleli - State Farm Insurance Agent | 10501 Wayzata Blvd #7 | (952) 546-6111 |
| 4 | Tim Wagner - State Farm Insurance Agent | 14665 Excelsior Blvd | (952) 935-1141 |
| 5 | John Erlandson - State Farm Insurance Agent | 17917 MN-7 | (952) 999-4323 |
| 6 | Tyler Fandrich - State Farm Insurance Agent | 13911 Ridgedale Dr #470 | (952) 935-9533 |
| 7 | Valley Insurance | 11812 Wayzata Blvd | (952) 500-0956 |
| 8 | D Winters Insurance Services | 13312 Inverness Rd | (612) 430-9170 |
| 9 | Manhart Insurance Group, INC. American Family Insurance | 13911 Ridgedale Dr #310 | (763) 614-5040 |
| 10 | Ideal Insurance Agency Inc | 601 Carlson Pkwy # 1050 | (952) 479-0047 |
Nesbit Agencies serves the Minnetonka area in Hennepin County, providing life insurance coverage solutions for individuals and families. The agency works with clients to assess their financial protection needs and identify suitable policy options. Common services include term life insurance, which offers coverage for a set period, and whole life insurance, which builds cash value over time. This location also helps clients navigate the process of securing final expense policies to help cover end-of-life costs.
Trusted Insurance Agency in Minnetonka, MN provides life insurance guidance to help clients plan for the financial protection of their families. Services include assistance with policy selection and periodic policy reviews to adjust coverage as circumstances change. The agency also offers ongoing support for claims processing and routine updates to keep policies current. It serves clients with coverage needs for single-family homes, apartments, retail establishments, and restaurants.
Marty Mjelleli - State Farm Insurance Agent serves local homeowners, renters, and vehicle owners in the Minnetonka area with life insurance policies. This agent helps clients secure financial protection for their families through term and permanent life coverage. The agency also offers support for selecting appropriate policy options and adjusting coverage as needs change over time. Residents seeking assistance with life insurance planning can work directly with this office, which additionally covers clients in nearby Edina and the surrounding southwestern Minneapolis suburbs.
Tim Wagner - State Farm Insurance Agent serves Minnetonka, MN and the surrounding communities. The office handles life insurance policies, along with related coverage options. An agent works with local residents to assess their individual needs and financial goals for protecting their families. This location typically guides clients through the application process, explaining available policy features and riders. The approach involves a thorough review of a client's current situation to help determine suitable coverage amounts for their long-term needs.
John Erlandson - State Farm Insurance Agent in Minnetonka, Minnesota, helps clients choose between a single-term life insurance product for a specific coverage period and a permanent policy that builds cash value over a lifetime service relationship. Coverage is tailored to local needs, including family income protection and final expense planning. Services are available on a one-time basis for policy purchase or upgrade, as well as on an as-needed schedule for policy reviews and beneficiary adjustments.
Tyler Fandrich - State Farm Insurance Agent in Minnetonka, Minnesota, specializes in life insurance policies designed to provide financial protection for families and individuals. The agency also offers general life insurance consultations, helping clients assess coverage needs for long-term security and peace of mind. Services extend to reviewing existing policies and coordinating with other financial plans. As seasonal or situational concerns arise, the agency assists clients in adjusting coverage during major life changes, such as the arrival of a new child or preparing for retirement.
Valley Insurance provides life insurance services to individuals and families throughout Minnetonka, Minnesota. Its agents assist clients with evaluating coverage needs, policy options, and beneficiary designations. The company emphasizes personalized guidance through the application process and annual policy reviews. Policies can help protect dependents, manage final expenses, or supplement retirement income. Valley Insurance serves customers from many professional sectors, including office workers, warehouse operators, and food service establishments.
D Winters Insurance Services provides life insurance solutions for residents in and around the Minnetonka area, tailoring coverage to individual family needs. The agency also assists local businesses with commercial life insurance policies designed to protect key employees and ownership structures. Serving the greater Minnetonka community, the agency works with clients through an initial consultation to assess financial goals. After the policy is in place, the agent reaches out periodically to review coverage and ensure it still fits the client’s evolving circumstances between regular visits.
Manhart Insurance Group, INC. American Family Insurance in Minnetonka, MN, is known for helping individuals and families navigate life insurance options. Its service range includes policy consultations and coverage plan comparisons to address clients’ long-term financial protection needs. The agency works with local residents to tailor policies for income replacement, mortgage protection, or final expense planning. As a specialty service, it can add living benefits riders to a standard life policy for early access to funds in the event of a qualifying chronic or critical illness.
What Does a a Life Insurance Agent in Minnetonka Cost?
Typical costs for life insurance in Minnesota vary by age health and coverage amount. A 40 year old non-smoker might pay 30 to 60 dollars per month for a 500,000 dollar term life policy. Whole life policies can cost 200 to 500 dollars per month for similar coverage. Costs also depend on the insurers financial rating and policy features. This is general information not insurance advice.
About life insurance agents in Minnetonka
Life insurance agents in Minnetonka Minnesota help residents find policies that protect their families and meet financial goals. Minnesota law requires agents to hold a valid license from the Minnesota Department of Commerce and follow state regulations on policy disclosures. Local agents can guide you through options like term life whole life and universal life tailored to your needs.
Frequently Asked Questions
What license does a life insurance agent need in Minnesota?
A life insurance agent in Minnesota must hold a valid license from the Minnesota Department of Commerce. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the state commerce website.
How long does it take to get a life insurance policy in Minnetonka?
The process usually takes 2 to 6 weeks from application to policy issuance. This includes a medical exam if required and underwriting review. Some policies with no exam can be issued in a few days.
Are there Minnesota laws that affect life insurance payouts?
Yes Minnesota has a two year contestability period during which an insurer can deny a claim for misrepresentation on the application. After two years the policy is generally incontestable. Minnesota also requires insurers to pay claims within 30 days of receiving proof of death.
Life Insurance Agents in Other Minnesota Cities
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