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Compare life insurance agents in Lake Crystal. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Lake Crystal, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 life insurance agents in Lake Crystal, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Peterson Insurance Agency - Matt Peterson
134 S Main St, Lake Crystal, MN 56055
(507) 726-2961
petersoninsag.com
Farm Bureau Financial Services: Lynn Lodes
147 S Main St, Lake Crystal, MN 56055
(507) 726-2001
lynnlodes.fbfsagents.com
State Farm
242 MN-60, Lake Crystal, MN 56055
(507) 726-2264
Insurance Services Plus (ISP)
129 S Main St, Lake Crystal, MN 56055
(800) 385-3950
ispmn.com
Life insurance agents in Lake Crystal, Minnesota help residents find coverage that fits their needs and budget. Minnesota law requires agents to hold a valid license issued by the Minnesota Department of Commerce. Local agents can explain how state regulations affect policy options and beneficiary designations.
What Does a Life Insurance Agent in Lake Crystal Cost?
Life insurance costs in Minnesota vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Lake Crystal need?
Agents must hold a Minnesota insurance producer license for life insurance. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Minnesota Department of Commerce website.
How do Minnesota laws affect life insurance policies?
Minnesota has a 10-day free look period for new life insurance policies. This allows you to cancel the policy for a full refund within 10 days of receiving it. The state also has specific rules about beneficiary designations and policy loans.
What types of life insurance are available in Lake Crystal?
Common options include term life, whole life, and universal life insurance. Term life provides coverage for a set period. Whole life and universal life offer permanent coverage with a cash value component. An agent can help you compare these options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.