The top-rated life insurance agent in Excelsior, Minnesota is Chad Babcock - State Farm Insurance Agent, rated 4.9 stars across 299 reviews. Other highly rated options include M/Y SHORELINE, Joan Roisum - State Farm Insurance Agent, Rob Shuman: Allstate Insurance. This directory lists 11 life insurance agents serving Excelsior.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Babcock - State Farm Insurance Agent | 378 Oak St Ste 100 | (952) 474-1454 |
| 2 | M/Y SHORELINE | 378 Oak St | (952) 492-5013 |
| 3 | Joan Roisum - State Farm Insurance Agent | 378 Oak St #100 | (952) 835-7188 |
| 4 | Rob Shuman: Allstate Insurance | 21350 MN-7 | (952) 474-4101 |
| 5 | Jason Griep - State Farm Insurance Agent | 378 Oak St Ste 100 | (952) 938-7525 |
| 6 | Farmers Insurance - Andrew Larsen | 261 School Ave Ste 230a | (763) 753-4233 |
| 7 | BeneUSA | 261 School Ave # 350 | (952) 361-0600 |
| 8 | LaTour Agency | 2500 Shadywood Rd Suite 525 | (952) 474-1444 |
| 9 | Allstate Personal Financial Representative: Eric Wenger | 21350 MN-7 | (612) 730-9404 |
| 10 | Monson Agency | 5413 Manitou Rd | — |
Chad Babcock - State Farm Insurance Agent serves the Minneapolis metro area, including Excelsior, Minnesota, and surrounding communities. It provides life insurance solutions designed to help individuals and families plan for their financial futures. The agency assists clients in exploring different policy types that offer income replacement, debt coverage, or final expense protection. Its main services include helping customers assess their needs and comparing available plans. This agency handles term life insurance policies and whole life insurance options for local residents.
M/Y SHORELINE serves homeowners, businesses, and property managers in Excelsior, Minnesota, by providing life insurance policies tailored to protect their families and financial interests. The agency helps clients navigate coverage options that can provide income replacement and final expense support. General consultation appointments are available to discuss individual policy needs. The company also offers its life insurance expertise to residents in the neighboring community of Minnetonka and the broader western metro area.
Joan Roisum - State Farm Insurance Agent in Excelsior, MN, provides life insurance policies that help protect families financially in the event of a policyholder's death. The agency offers term life and whole life coverage options, along with personalized policy reviews to assist clients in understanding their needs. Service plans include annual policy check-ins and beneficiary updates to ensure coverage remains aligned with life changes. The company services single-family homes, apartments, retail locations, and restaurants throughout the local area.
Serving Excelsior, Minnesota, and the surrounding communities of the Lake Minnetonka area, Rob Shuman: Allstate Insurance provides life insurance agent services. It handles term life, whole life, and universal life policies designed for families and individuals seeking financial protection. The company assists clients in evaluating their long-term needs based on current life circumstances. For a typical job, it consults with customers to understand income, debts, and dependents before recommending an appropriate coverage plan.
Unlike a one-time purchase of a term product, ongoing policies from Jason Griep and State Farm Insurance in Excelsior provide lifelong financial protection when needed most. The agency helps individuals and families secure their future by offering a range of permanent and term life coverage options tailored to local needs. Service under this model runs on a recurring basis, with scheduled policy reviews and ongoing support available as needed to adjust to clients’ changing circumstances.
As a life insurance agent, Farmers Insurance - Andrew Larsen in Excelsior, MN specializes in providing term life and whole life policies designed to secure financial protection for beneficiaries. The agency’s general service work involves guiding clients through personalized coverage assessments, matching policy options to local family needs and future financial goals. Beyond standard enrollments, it assists residents with policy reviews to ensure benefit amounts align with evolving life circumstances. This is especially helpful for Excelsior families navigating income changes after a seasonal layoff or adjusting coverage after welcoming a new child.
As lake seasons change in Excelsior, many households begin reviewing their financial protections. BeneUSA offers life insurance agent services that help local families assess their coverage needs during these transitions. Working with various policies, the agency guides clients through term or whole life options that suit different budgets and stages. Residents seeking a clearer picture of their family’s financial security typically begin this conversation with a no-obligation initial assessment of existing coverage and future goals.
LaTour Agency assists clients in Excelsior and the surrounding area with securing financial protection through life insurance policies. The firm also offers specialized coverage options, including policies designed to address long‑term care needs and final expenses. Their representatives provide guidance to help individuals and families choose appropriate benefit amounts. Business clients receive consultation on group life insurance plans suited for various commercial settings, including offices, warehouses, and food service operations.
Serving residential clients in Excelsior and the surrounding area, Allstate Personal Financial Representative Eric Wenger provides life insurance coverage tailored to individual family needs. Commercial policies for local businesses are also available, with attention to protecting company assets and key personnel. Service extends throughout the greater Twin Cities region, ensuring accessible support for policyholders. After an initial policy setup, the agent schedules follow-up appointments to review coverage as life circumstances change, offering consistent support between regular annual visits to keep plans aligned with evolving goals.
What Does a a Life Insurance Agent in Excelsior Cost?
Life insurance costs in Minnesota vary by age health and policy type. A term life policy for a healthy 35 year old might cost 20 to 40 dollars per month for 500000 dollars of coverage. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. This is general information not insurance advice.
About life insurance agents in Excelsior
Life insurance agents in Excelsior help residents choose the right policy for their needs. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents understand the unique needs of families near Lake Minnetonka and across Carver County.
Frequently Asked Questions
What license does a life insurance agent need in Excelsior Minnesota?
Agents must hold a valid Minnesota resident insurance producer license. This license requires passing a state exam and completing continuing education every two years.
How long do I have to file a life insurance claim in Minnesota?
Minnesota law does not set a specific deadline to file a claim. However most policies require prompt notice. It is wise to file within 30 days of the insureds death to avoid delays.
Can a life insurance agent help with policy disputes in Minnesota?
Yes an agent can assist with questions about policy terms and claim denials. For serious disputes you may need to contact the Minnesota Department of Commerce or consult a lawyer.
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