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Looking for a life insurance agent in Duluth? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Duluth, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 life insurance agents in Duluth, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dwight Swanstrom Co
31 N 21st Ave W, Duluth, MN 55806
(218) 727-8324
dwightswanstrom.com
Holden Duluth Insurance Agency Inc
5610 Grand Ave, Duluth, MN 55807
(218) 628-3618
holdeninsurance.com
Benes Insurance Services
434-B N 57th Ave W, Duluth, MN 55807
(218) 628-6180
benesinsurance.com
What Does a Life Insurance Agent in Duluth Cost?
Typical costs for a life insurance agent in Minnesota are not set by law and vary by agent. Many agents earn commissions from the insurance company, so you may not pay a direct fee. For a term life policy, a healthy 35-year-old in Duluth might pay between 20 and 50 dollars per month for 250,000 dollars of coverage. Whole life policies cost more, often starting at 100 dollars per month. Costs depend on age, health, policy type, and coverage amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Minnesota?
In Minnesota, life insurance agents must hold a valid insurance producer license from the Minnesota Department of Commerce. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education to renew their license every two years.
How long do I have to file a life insurance claim in Minnesota?
Minnesota does not have a specific statute of limitations for filing a life insurance claim, but most policies require prompt notification. Beneficiaries should file a claim as soon as possible after the insureds death. Delays can complicate the process and may affect payout timing.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.