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Find Life Insurance Agents in Columbia Heights, MN
Browse life insurance agents serving Columbia Heights, Minnesota. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Columbia Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 life insurance agents in Columbia Heights, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kimberly Nybo - State Farm Insurance Agent
4634 Central Ave NE, Columbia Heights, MN 55421
(763) 571-6111
nyboagency.net
Merary Garcia's Professionals and Insurance 2
4110 Central Ave NE #211, Columbia Heights, MN 55421
(763) 788-0338
merarygarciaagency.com
McAlpin Agency
3990 Central Ave NE, Columbia Heights, MN 55421
(763) 788-9274
northriskpartners.com
North Risk Partners
PERMANENTLY CLOSED, 3990 Central Ave NE, Columbia Heights, MN 55421
(763) 788-9274
Life insurance agents in Columbia Heights help residents find coverage that protects their families and meets Minnesota state regulations. Minnesota law requires agents to hold a valid license and follow strict disclosure rules when selling policies. Local agents understand the specific needs of Anoka County residents and can guide you through term, whole, and universal life options.
What Does a Life Insurance Agent in Columbia Heights Cost?
Typical costs for a life insurance policy in Minnesota depend on age, health, coverage amount, and policy type. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Premiums can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do life insurance agents in Columbia Heights need a Minnesota license?
Yes, all life insurance agents in Minnesota must hold a valid resident or non-resident license issued by the Minnesota Department of Commerce. They must also complete continuing education to maintain their license.
What types of life insurance policies are available in Columbia Heights?
Common options include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole and universal policies offer lifetime coverage with a cash value component.
How does Minnesota law affect life insurance payouts?
Minnesota has a two-year contestability period during which insurers can investigate misrepresentations on an application. After that, the policy is generally incontestable. Beneficiaries must file a claim with the insurer to receive the death benefit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.