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Directory of life insurance agents in Flat Rock, Michigan. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Flat Rock, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 life insurance agents in Flat Rock, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
EW Smith Insurance Agency
23051 Gibraltar Rd, Flat Rock, MI 48134
(734) 782-2720
ewsmith.com
Brad Stephenson - State Farm Insurance Agent
14916 Telegraph Rd #5, Flat Rock, MI 48134
(734) 782-2068
callbradley.com
Frost & Remer Insurance
28650 Telegraph Rd, Flat Rock, MI 48134
(734) 782-2411
insurancebyfrost.com
Mike Hall Insurance Agency
28747 Church St, Flat Rock, MI 48134
(734) 782-5400
The America One Adkins Insurance
26263 Gibraltar Rd #800, Flat Rock, MI 48134
(734) 783-1717
adkins-ins.com
Daniel Byars: Primerica - Financial Services
26337 Gibraltar Rd, Flat Rock, MI 48134
(734) 975-4077
reps.primerica.com
Kim Joanne Crock: Primerica - Financial Services
26337 Gibraltar Rd, Flat Rock, MI 48134
(734) 283-6377
reps.primerica.com
Michael Todd Van Rhee: Primerica - Financial Services
26337 Gibraltar Rd, Flat Rock, MI 48134
(586) 663-7044
reps.primerica.com
Life insurance agents in Flat Rock, Michigan help residents find coverage that fits their needs and budget. Michigan law requires agents to hold a valid license from the Department of Insurance and Financial Services. Local agents can explain how Michigan estate recovery rules might affect policy proceeds.
What Does a Life Insurance Agent in Flat Rock Cost?
A typical term life policy for a healthy 35-year-old in Michigan might cost 20 to 40 dollars per month for 250,000 dollars of coverage. Whole life policies often cost 100 to 300 dollars per month for the same face amount. Costs depend on age, health, tobacco use, and policy type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Flat Rock need?
Agents must hold a Michigan resident producer license for life insurance. This requires completing pre-licensing education and passing the state exam. The license is issued by the Michigan Department of Insurance and Financial Services.
How do Michigan estate recovery laws affect life insurance?
Michigan may seek recovery from a deceased persons estate for Medicaid benefits paid. Life insurance proceeds paid directly to a named beneficiary are generally protected. An agent can help structure ownership to avoid estate claims.
What types of life insurance are common in Flat Rock?
Term life, whole life, and universal life policies are all available. Term life offers coverage for a set period, while whole life builds cash value. Universal life provides flexible premiums and death benefits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.