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Find Life Insurance Agents in Eaton Rapids, MI

Looking for a life insurance agent in Eaton Rapids? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Eaton Rapids, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 life insurance agents in Eaton Rapids, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Bartshe - State Farm Insurance Agent
234 S Main St, Eaton Rapids, MI 48827
(517) 663-0600 mybestautoagent.com
APH Insurance Service, Inc.
125 S Main St, Eaton Rapids, MI 48827
(517) 663-2651 aph-insurance.com
Seaks Insurance Services
219 S Main St, Eaton Rapids, MI 48827
(517) 663-2051

Life insurance agents in Eaton Rapids Michigan help residents find coverage that fits their budget and family needs. Michigan law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Michigan insurance regulations affect your policy choices and beneficiary designations.

What Does a Life Insurance Agent in Eaton Rapids Cost?

A term life insurance policy for a healthy 35-year-old in Michigan typically costs between $20 and $40 per month for a 20-year 500000 dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage amount. Final expense policies for seniors may range from 30 to 70 dollars per month. Costs vary by age health and policy features. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Eaton Rapids need?
Michigan requires life insurance agents to hold a valid resident or non-resident license issued by the Michigan Department of Insurance and Financial Services. Agents must complete continuing education courses to renew their license every two years.
How do Michigan laws affect life insurance payouts?
Michigan has a two-year contestability period during which an insurer can deny a claim for misrepresentation. After two years the policy is generally incontestable. Michigan also requires prompt payment of claims typically within 30 days of receiving proof of death.
Can I buy life insurance online for Eaton Rapids residents?
Yes you can buy life insurance online from licensed agents who serve Eaton Rapids. However Michigan law requires the agent to verify your identity and may require a phone interview or medical exam depending on the policy type.