ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of life insurance agents in Chesterfield, Michigan. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Chesterfield, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 life insurance agents in Chesterfield, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jill Mostek - State Farm Insurance Agent
30050 23 Mile Rd, Chesterfield, MI 48047
(586) 949-5020
mostekagency.com
Lena Yousif: Allstate Insurance
52941 Gratiot Ave, Chesterfield, MI 48051
(248) 509-9022
agents.allstate.com
AMR Insurance Group - Terri Pouttu Licensed Independent Health Insurance Agent
32787 Redbud Pkwy, Chesterfield, MI 48047
(586) 522-0355
amrinsurancegroup.com
Aitken & Ormond Insurance & Risk Management
33970 23 Mile Rd, Chesterfield, MI 48047
(586) 949-5570
aitken-ormond.com
Hometown Insurance Services Agency
28035 Carriage Way Dr, Chesterfield, MI 48051
(586) 948-7777
hometowninsuranceserv.com
Farmers Insurance - Tammy Cobb
55951 Gratiot Ave Ste 7, Chesterfield, MI 48051
(586) 238-0200
agents.farmers.com
Lottie M Schmidt & Thompson
48955 Jefferson Ave, Chesterfield, MI 48047
(586) 949-9393
lottieschmidtthompson.com
AAA Insurance Tim Victor Agency
48985 Gratiot Ave, Chesterfield, MI 48051
(586) 330-8983
timvictoragency.com
Life insurance agents in Chesterfield Michigan help residents choose policies that protect their families and meet state requirements. Michigan law requires agents to hold a valid license from the Department of Insurance and Financial Services. Local agents can explain how Michigan community property laws may affect policy ownership and beneficiary designations.
What Does a Life Insurance Agent in Chesterfield Cost?
Term life insurance for a healthy 35 year old in Michigan typically costs between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage. Costs vary by age health and policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Chesterfield Michigan?
Agents must hold a valid Michigan resident insurance producer license for life insurance. This requires completing pre-licensing education and passing the state exam. You can verify an agents license on the Michigan Department of Insurance and Financial Services website.
How long does a life insurance application take in Michigan?
A standard application process takes 2 to 6 weeks in Michigan. The timeline depends on the policy type and the applicants health history. Michigan law allows a free look period of 10 days after you receive the policy to cancel for a full refund.
Are life insurance proceeds taxable in Michigan?
Life insurance death benefits are generally not subject to Michigan income tax. However the value of the policy may be included in the deceased persons estate for Michigan inheritance tax purposes if the estate exceeds certain thresholds. Consult a tax professional for your specific situation.
Free • No Obligation
Compare Life Insurance Agents
Get matched with agents in Chesterfield who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.