The top-rated life insurance agent in Wellesley, Massachusetts is Swerling Milton Winnick Public Insurance Adjusters, Inc., rated 4.8 stars across 66 reviews. Other highly rated options include Deland, Gibson Insurance Associates — Wellesley Hills, Corcoran & Havlin Insurance, CAV Insurance Agency, Inc.. This directory lists 14 life insurance agents serving Wellesley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Swerling Milton Winnick Public Insurance Adjusters, Inc. | 34 Washington St Suite 310 | (781) 416-1000 |
| 2 | Deland, Gibson Insurance Associates — Wellesley Hills | 36 Washington St #40 | (781) 237-1515 |
| 3 | Corcoran & Havlin Insurance | 287 Linden St | (781) 235-3100 |
| 4 | CAV Insurance Agency, Inc. | 40 Grove St #260 | (781) 237-4107 |
| 5 | Happily Insured | 1 Washington St # 105 | (351) 203-0257 |
| 6 | Shining Insurance LLC | 277 Linden St | (781) 757-1097 |
| 7 | Hoffman Insurance Services, Inc. | 148 Linden St Suite 300 | (781) 235-0087 |
| 8 | Sun Life | 96 Worcester St | (781) 237-6030 |
| 9 | Page & Lugton Insurance Agency | 31 Washington St | (781) 444-0853 |
| 10 | Harvard Pilgrim Health Care | 93 Worcester St | (888) 333-4742 |
Swerling Milton Winnick Public Insurance Adjusters, Inc. serves the Wellesley, MA, metro area and surrounding communities, focusing on life insurance agent services. The company helps clients navigate policy options to protect their financial future. They assist with understanding coverage for income replacement and final expenses. Their work includes evaluating term and whole life insurance products to find suitable solutions. Swerling Milton Winnick Public Insurance Adjusters, Inc. specifically handles policy claims and beneficiary coordination for local residents.
Deland, Gibson Insurance Associates in Wellesley Hills provides life insurance agent services, including policy selection guidance and financial needs analysis. It offers ongoing policy reviews to help clients adjust coverage as circumstances evolve. The firm assists with application processes and beneficiary designations. It helps clients navigate plan changes and annual renewal options. Deland, Gibson Insurance Associates services single-family homes, apartments, retail establishments, and restaurants throughout the Wellesley area.
Homeowners, families, and small business owners in Wellesley, MA, turn to Corcoran & Havlin Insurance for life insurance coverage that protects their financial futures. The agency guides clients through a range of policy options designed to provide income replacement and estate security. It maintains a focus on local service and personalized consultations to address individual needs and budgets. Their professional team understands the unique risks facing families in the greater Boston metro area and regularly covers clients in neighboring communities such as Newton.
CAV Insurance Agency, Inc. serves clients in Wellesley, Massachusetts, and the surrounding communities of Greater Boston. The company focuses on providing life insurance agent services, including term, whole, and universal life policies for individuals and families. It assesses each client’s financial goals and family circumstances before recommending appropriate coverage amounts and policy types. A typical job begins with a review of the client’s existing insurance portfolio and income, then proceeds to quote comparisons from several major carriers to ensure adequate protection.
Based in Wellesley, MA, Happily Insured can assist local families in determining whether a single term policy or a permanent plan with ongoing premiums best fits their financial goals. This life insurance agency works with local residents to compare coverage options that address mortgage protection, income replacement, and final expenses. Services are structured to operate on a one-time basis, with additional policy reviews and adjustments scheduled only as each client’s changing needs arise.
Shining Insurance LLC offers specialty life insurance services, focusing on providing financial protection and long-term planning guidance. The company generally works with clients in the Wellesley, Massachusetts area to assess coverage needs and secure appropriate policies. It also helps individuals navigate complex decisions regarding beneficiary designations and policy riders. As the seasons change, many families seek its assistance in reviewing their coverage to ensure adequate protection for new mortgages or the birth of a child.
Hoffman Insurance Services, Inc., in Wellesley, Massachusetts, provides life insurance solutions to residential clients seeking financial protection for their families. The agency also advises commercial clients on coverage tailored to business continuity needs, serving the greater Boston area and surrounding communities. Policies are typically reviewed to align with changing life circumstances, supporting clients through major events such as marriage or retirement. Follow-up assistance is available between scheduled reviews to adjust coverage as needed.
As autumn approaches in Wellesley, families often review their financial protection against life’s uncertainties. Sun Life provides local life insurance agent services to help residents evaluate coverage options suited to their changing needs. The company assists clients in understanding term, whole, or universal policies and guides them through the application paperwork. An agent typically explains how benefits can shield a household’s income or cover final expenses. The initial step involves a brief fact-finding meeting to discuss personal goals and schedule any required medical inspection.
Page & Lugton Insurance Agency is known for helping clients in Wellesley protect their families with personalized life insurance policies. It offers term life, whole life, and universal life coverage tailored to various financial needs and long-term goals. The agency provides guidance through policy selection, application, and beneficiary designation. In addition to standard plans, it can add a living benefits rider to allow early access to death benefits for critical, chronic, or terminal illness expenses.
Harvard Pilgrim Health Care operates as a life insurance agent in Wellesley, MA, focusing on helping individuals secure financial protection for their families. The company adds specialized services to its core offerings, including policy reviews and tailored plan comparisons to match client needs. It advises on coverage options that support long-term financial stability for both personal and business purposes. Its client base includes commercial sectors such as local offices, warehouses, and food service establishments requiring appropriate insurance protections for their operations.
What Does a a Life Insurance Agent in Wellesley Cost?
Life insurance costs in Massachusetts vary by age health coverage amount and policy type. A healthy 35-year-old in Wellesley might pay 30 to 60 dollars per month for a 500000 dollar term policy. Permanent policies like whole life can cost 200 to 500 dollars per month for similar coverage. Costs also depend on the insurers financial rating and underwriting guidelines. This is general information not insurance advice.
About life insurance agents in Wellesley
Life insurance agents in Wellesley Massachusetts help residents find coverage that fits their financial goals and family needs. Massachusetts law requires agents to hold a state license and follow strict disclosure rules under M.G.L. Chapter 175. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Wellesley need?
Agents must hold a valid Massachusetts life insurance producer license. They complete pre-licensing education and pass a state exam. The license is regulated by the Massachusetts Division of Insurance.
How do Massachusetts laws affect life insurance payouts?
Massachusetts has a two-year contestability period during which insurers can investigate misstatements. After that period claims are generally paid unless fraud is proven. Beneficiary designations follow state probate rules.
Can a Wellesley agent help with policies for self-employed clients?
Yes agents can recommend term or permanent policies that fit self-employed income patterns. Massachusetts allows flexible premium structures. Agents can also explain how premiums may be tax-deductible for business owners.
Life Insurance Agents in Other Massachusetts Cities
Amherst · Andover · Arlington · Auburn · Belmont · Beverly · Boston · Braintree · Bridgewater · Brockton · Burlington · Cambridge · Canton · Chelmsford · Chicopee