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Looking for a life insurance agent in Watertown? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 life insurance agents in Watertown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242
a-affordableinsurance.com
Firefly Health
260 Arsenal St, Watertown, MA 02472
(888) 897-1887
fireflyhealth.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474
robertadallasinsurance.com
WT Phelan Insurance
144 Main St, Watertown, MA 02471
(617) 923-9607
wtphelan.com
Jamgochian Insurance
405 Mt Auburn St, Watertown, MA 02472
(617) 924-7518
jamgoinsurance.com
Vital Cover Insurance MA
705 Mt Auburn St, Watertown, MA 02472
(857) 626-1955
carepartnersct.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995
jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700
Primerica
142 Galen St, Watertown, MA 02472
(617) 393-0165
primerica.com
Life insurance agents in Watertown Massachusetts help residents find coverage that fits their needs and budget. Massachusetts requires a license for all life insurance agents and the state Division of Insurance oversees these professionals. Local agents can explain how state regulations affect policy options and beneficiary designations.
What Does a Life Insurance Agent in Watertown Cost?
Life insurance costs in Massachusetts vary by age health policy type and coverage amount. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year 500000 dollar term policy. Whole life policies typically cost more often starting at 100 dollars per month for similar coverage. Costs also depend on the insurers underwriting guidelines and any riders added. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
Massachusetts requires life insurance agents to hold a valid resident or non-resident license from the Division of Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the Massachusetts Division of Insurance website.
How do I choose a life insurance agent in Watertown?
Look for an agent who is licensed in Massachusetts and has experience with the type of policy you need. Ask about their familiarity with Massachusetts insurance laws including the states grace period and free look period rules. Check customer reviews and ask for referrals from local Watertown residents.
What types of life insurance are common in Massachusetts?
Term life whole life and universal life policies are all available in Massachusetts. Many residents choose term life for temporary coverage or whole life for permanent protection with cash value. Massachusetts law requires a 10 day free look period for most life insurance policies.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.