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Life Insurance Agents in Upton, MA

Compare life insurance agents in Upton. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Upton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 life insurance agents in Upton, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rutfield Insurance Agency
33 Main St, Upton, MA 01568
(508) 839-1500 rutfieldinsurance.com
Duane Alger Insurance
33 Main St, Upton, MA 01568
(508) 529-7747 rutfieldinsurance.com

Life insurance agents in Upton, Massachusetts help residents choose policies that provide financial security for their families. Massachusetts law requires agents to hold a valid state license and follow strict disclosure rules under M.G.L. Chapter 175. Working with a local agent can simplify the process of comparing coverage options and understanding your needs.

What Does a Life Insurance Agent in Upton Cost?

Life insurance costs in Upton, Massachusetts vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost more, often 200 to 400 dollars per month for similar coverage. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Upton need?
Agents must hold a Massachusetts resident producers license issued by the Division of Insurance. They must complete pre-licensing education and pass a state exam to sell life insurance in Upton.
How long does it take to get a life insurance policy in Upton?
The process usually takes 2 to 6 weeks from application to approval. This includes underwriting, which may involve a medical exam and review of your health history.
Are there special rules for life insurance in Massachusetts?
Yes. Massachusetts has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. The state also requires agents to provide a buyers guide and policy summary.