Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 life insurance agents in Spencer, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794
davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999
hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545
starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800
What Does a Life Insurance Agent in Spencer Cost?
Life insurance costs in Massachusetts vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Costs also depend on the insurer and the specific policy features. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
Agents must hold a valid Massachusetts life insurance producer license. They must complete pre-licensing education and pass a state exam. The license is renewed every two years with continuing education requirements.
How do I verify an agent is licensed in Spencer?
You can check an agent license on the Massachusetts Division of Insurance website. Search by name or license number to confirm active status. This ensures the agent is legally allowed to sell policies in the state.
What types of life insurance are common in Massachusetts?
Term life whole life and universal life are the main types. Term life covers a set period while whole life builds cash value. Massachusetts law requires clear disclosure of policy terms and surrender charges.