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Find Life Insurance Agents Near You in Southbridge, MA

Compare life insurance agents in Southbridge. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Southbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 life insurance agents in Southbridge, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Connor & Company/Burnham and Nale Insurance Agency
176 Main St Suite 340, Southbridge, MA 01550
(508) 765-0651 oconnorinsurance24-7.com
O'Connor & CO / Desrosier Insurance
176 Main St, Southbridge, MA 01550
(508) 764-4321 oconnorinsurance24-7.com

Life insurance agents in Southbridge Massachusetts help residents and small business owners protect their families and assets. Massachusetts law requires agents to hold a state license and follow strict disclosure rules under M.G.L. Chapter 175. Local agents can explain how policies interact with Massachusetts estate tax exemptions and probate procedures.

What Does a Life Insurance Agent in Southbridge Cost?

Life insurance costs in Massachusetts vary by age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may see higher premiums. Whole life policies typically cost more but build cash value. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

How do I choose a life insurance agent in Southbridge?
Look for an agent licensed by the Massachusetts Division of Insurance. Ask about their experience with policies that fit your budget and health status. Check if they represent multiple insurance companies for broader options.
What types of life insurance are available in Massachusetts?
Common options include term life whole life and universal life insurance. Massachusetts regulations require clear policy summaries and a free look period of at least 10 days after purchase. Your agent can explain which type suits your needs.
Do I need a medical exam for life insurance in Southbridge?
Many policies require a medical exam but some offer no exam coverage for lower amounts. Massachusetts law allows insurers to use health questions and medical records with your consent. An agent can help you find a policy that matches your health situation.