The top-rated life insurance agent in North Andover, Massachusetts is AAA North Andover, rated 4.5 stars across 218 reviews. Other highly rated options include MTM Insurance Associates, LLC, MTMBrainerd INC., Benefit Advisors Group. This directory lists 16 life insurance agents serving North Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA North Andover | 75 Turnpike St | (978) 681-9200 |
| 2 | MTM Insurance Associates, LLC | 1320 Osgood St | (978) 681-5700 |
| 3 | MTMBrainerd INC. | 1320 Osgood St | (978) 681-5700 |
| 4 | Benefit Advisors Group | 800 Turnpike St #300 | (978) 494-6611 |
| 5 | Durso & Jankowski Insurance | 11 Saunders St | (978) 688-7000 |
| 6 | Perry Insurance Agency, LLC. | 857 Turnpike St | (978) 685-7690 |
| 7 | MacDonald & Pangione Insurance Agency | 104 Main St | (978) 688-6921 |
| 8 | Prime Insurance Services, Inc. | 401 Andover St suite 201 a | (978) 685-9999 |
| 9 | MP Roberts Insurance Agency | 1060 Osgood St | (978) 683-8073 |
| 10 | Acrisure North Andover, MA (Foster Sullivan Insurance Group) | 163 Main St | (978) 686-2266 |
AAA North Andover serves the greater North Andover area and surrounding communities in Essex County, offering life insurance agent services. The company helps clients review their financial protection needs and select suitable coverage options. Policyholders can receive guidance on term life plans that provide coverage for a set period. Permanent life insurance, which includes a cash value component, is another product handled by this local agency.
MTM Insurance Associates, LLC provides a range of life insurance options to help individuals and families plan for financial security. The agency assists clients in selecting policies that offer income replacement and final expense coverage. Service includes policy reviews and updates to keep coverage aligned with changing needs. In North Andover, MTM Insurance Associates serves homeowners, apartment dwellers, retail businesses, and restaurants.
MTMBrainerd INC. serves homeowners, businesses, and property managers in North Andover, Massachusetts, by offering life insurance agent services. It provides coverage options designed to protect families and ensure financial stability for policyholders. The company works with clients to assess their individual needs and find suitable life insurance plans. As a local agent, MTMBrainerd INC. is familiar with the insurance requirements specific to the area. It also provides similar services to residents and businesses in the neighboring community of Lawrence.
Serving North Andover, MA, and the surrounding Merrimack Valley communities, Benefit Advisors Group handles life insurance agent services for local residents. The company assists clients with evaluating their financial protection needs, helping to identify suitable policy options that address long-term security concerns. Through a straightforward consultation process, the firm works to match individuals with coverage that aligns with their personal goals and budget constraints.
For an individual to purchase a life insurance policy, the service is a one-time selection of coverage, whereas a group or business plan requires recurring service to manage renewals. Durso & Jankowski Insurance, based in North Andover, MA, assists clients in this category by evaluating both term and whole life options to match specific financial protection needs. All client services from this life insurance agent are provided strictly on an as-needed basis for policy inquiries and adjustments.
Perry Insurance Agency, LLC specializes in life insurance products designed to protect family financial stability in North Andover, Massachusetts. The firm also works with local clients to review and update existing coverage plans. General services include explaining policy options, assessing long-term needs, and coordinating beneficiary designations to ensure clear legal documentation. As life circumstances shift or expand, the agency helps individuals address concerns about mortgage protection or income replacement during rising seasonal costs.
As North Andover families review their financial protections for the coming year, MacDonald & Pangione Insurance Agency provides tailored life insurance plans to address long-term security needs. The agency helps clients understand term and whole life options that suit individual budgets and family situations. For those exploring coverage, the first step is scheduling a personalized consultation to assess current policies and identify appropriate solutions.
Prime Insurance Services, Inc. serves North Andover area residents seeking life insurance protection, also offering commercial coverage options for local business owners in the region. The agency assists clients in understanding policy features during initial consultations and throughout the life of their coverage. Regular follow-up service is provided to review changing needs, and repeat customers are welcomed for adjustments or policy updates between scheduled annual visits.
MP Roberts Insurance Agency provides financial protection and planning services to individuals and families in North Andover, MA. As a life insurance agent, the company assists clients in selecting appropriate policies that offer financial security for beneficiaries and support long-term goals, such as covering final expenses or estate needs. The agency can also serve commercial accounts in the area, including offices, warehouses, and food service establishments.
Acrisure North Andover, MA (Foster Sullivan Insurance Group) is known for helping local residents and businesses assess their life insurance needs. The agency works with clients to explore term, whole, and universal life policy options suited to different financial goals and family situations. Understanding that coverage requirements vary over time, the team offers personalized consultations to guide decision-making. As a service to existing policyholders, the firm can also review and adjust beneficiaries to ensure the intended proceeds reach the correct individuals.
What Does a a Life Insurance Agent in North Andover Cost?
Life insurance costs in Massachusetts vary widely based on age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may pay more. Whole life policies typically cost 5 to 10 times more than term policies. This is general information, not insurance advice.
About life insurance agents in North Andover
Life insurance agents in North Andover, Massachusetts help residents choose policies that provide financial protection for their families. Massachusetts law requires agents to hold a state license and follow strict regulations under M.G.L. Chapter 175. Local agents understand the specific needs of North Andover families and can guide you through the application process.
Frequently Asked Questions
What license does a life insurance agent in North Andover need?
Agents must hold a valid Massachusetts life insurance producer license. This requires completing pre-licensing education and passing a state exam. The license is regulated by the Massachusetts Division of Insurance.
How long does it take to get a life insurance policy in North Andover?
The process typically takes 2 to 6 weeks from application to policy issue. This depends on the type of policy and the medical underwriting required. Some policies with no medical exam can be issued in a few days.
Are there specific Massachusetts laws about life insurance beneficiaries?
Yes, Massachusetts law allows you to name any person or entity as a beneficiary. Under M.G.L. Chapter 175 Section 125, the policy proceeds are generally exempt from creditors. You can change your beneficiary at any time unless the policy is irrevocable.
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