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Compare life insurance agents in Needham Heights. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Needham Heights, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 life insurance agents in Needham Heights, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NorthStar Insurance Services, INC.
72 River Park St Suite 201, Needham Heights, MA 02494
(781) 431-2500
nsins.com
The Coyle Company
160 Gould St #203, Needham Heights, MA 02494
(781) 891-1100
coylecompany.com
Prudential | Patrick Geary | Life Insurance & Financial Services
160 Gould St #101, Needham Heights, MA 02494
(508) 737-0461
prudential.com
Life insurance agents in Needham Heights Massachusetts help residents choose policies that protect their families and assets. Massachusetts law requires insurers to offer a free look period of at least 10 days on new life insurance policies. Local agents can guide you through term life whole life and universal life options tailored to your budget and goals.
What Does a Life Insurance Agent in Needham Heights Cost?
The cost of a life insurance policy in Massachusetts depends on your age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 500000 dollar term life policy. Whole life policies typically cost more often starting at 100 dollars per month for the same coverage. Costs vary widely by individual case. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What should I look for in a life insurance agent in Needham Heights?
Look for an agent licensed in Massachusetts with experience in the type of policy you need. Ask about their knowledge of local insurers and their ability to compare quotes from multiple companies. A good agent will explain policy terms clearly and help you understand the underwriting process.
Do I need a medical exam to get life insurance in Massachusetts?
Many life insurance policies in Massachusetts require a medical exam especially for larger coverage amounts. Some insurers offer no exam policies for smaller amounts or for applicants who meet certain health criteria. Your agent can help you decide which option fits your situation.
How does Massachusetts law affect life insurance payouts?
Massachusetts has a two year contestability period during which an insurer can deny a claim if they find material misrepresentation on the application. After two years the policy is generally incontestable. The state also requires insurers to pay claims within 30 days after receiving proof of death.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.