The top-rated life insurance agent in Malden, Massachusetts is Paul T. Murphy Insurance, rated 4.8 stars across 220 reviews. Other highly rated options include Sharlene Wulleman: Allstate Insurance, Derek Witham Insurance Agency, Inc., Ken Hodas Insurance. This directory lists 17 life insurance agents serving Malden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul T. Murphy Insurance | 628 Broadway | (781) 321-9700 |
| 2 | Sharlene Wulleman: Allstate Insurance | 146 Commercial St | (781) 605-2629 |
| 3 | Derek Witham Insurance Agency, Inc. | 269 Broadway | (781) 322-2886 |
| 4 | Ken Hodas Insurance | 269 Broadway | (781) 868-4243 |
| 5 | Avanti Insurance Agency, Inc. | 17 Charles St | (781) 324-6301 |
| 6 | MANSOUR INSURANCE | 380 Pleasant St | (978) 278-5339 |
| 7 | Prescott & Son Insurance | 963 Eastern Ave | (781) 322-2350 |
| 8 | J. Mallon Insurance, LLC | 1 Centre St Ste 3B | (781) 321-2233 |
| 9 | Supino Insurance Agency, Inc. | 1012 Eastern Ave | (781) 322-2800 |
| 10 | Lister Insurance Agency Inc. | 963 Eastern Ave | (781) 393-9330 |
Paul T. Murphy Insurance serves the Malden, Massachusetts area and surrounding communities, specializing in life insurance agent services. The agency provides guidance on various policies designed to address the financial protection needs of local families and individuals, helping clients with the process of securing appropriate coverage based on their current circumstances. It handles term life policies for temporary coverage needs and whole life options for permanent protection in this region.
Sharlene Wulleman: Allstate Insurance in Malden, Massachusetts, offers both one-time policy setup assistance and ongoing, recurring service for life insurance needs. Coverage includes term life and permanent life insurance options, which help provide financial protection for beneficiaries. This local agent serves individual clients in the Malden area by helping them evaluate their long-term planning goals. Service appointments are available on an as-needed basis, allowing clients to seek guidance when their coverage requirements change or when they wish to review their existing policies.
Derek Witham Insurance Agency, Inc. provides a range of life insurance options in Malden, MA, including term, whole, and universal policies. The agency helps clients review their existing coverage and explore new plans to suit evolving needs. Regular policy reviews and beneficiary updates are offered to ensure long-term alignment with financial goals. Properties served include single‑family homes, apartments, retail spaces, and restaurants.
Ken Hodas Insurance serves individuals and families in Malden, Massachusetts, looking to secure financial protection through life insurance policies. The agency helps clients navigate coverage options that provide income replacement, debt coverage, and future planning support. Work in this area often involves explaining policy terms and tailoring plans to fit different life stages and budgets. Dedicated guidance through the application and claims process is a standard part of local life insurance agent service. This office also assists clients in neighboring communities throughout the greater Medford metro area.
Avanti Insurance Agency, Inc. serves Malden, Massachusetts, and the surrounding communities in the greater Boston area. The firm handles a range of life insurance policies designed to help individuals and families manage financial risk and plan for long-term security. For each typical job, it first assesses a client’s personal coverage needs and budget, then compares term and permanent policy options from multiple carriers to recommend a suitable fit. This straightforward, need-based approach aims to provide clear choices without overcomplicating the decision.
Life insurance agents offer guidance through a one-time policy purchase or recurring reviews of coverage needs. MANSOUR INSURANCE in Malden, MA, helps clients evaluate term, whole, or universal life options to protect beneficiaries financially in the event of death. The process typically involves comparing rates and policy riders for local residents. Service at this agency operates on an as-needed basis, with clients contacting the agent when they wish to adjust their policy or initiate a new application.
As a life insurance agent in Malden, MA, Prescott & Son Insurance offers personalized policy planning to help local residents secure financial protection for their families. The firm guides clients through term, whole, and universal life options, tailoring coverage to individual needs and long-term goals. Known for clear explanations and patient consultation, it assists with beneficiary designations and policy reviews. During open enrollment periods or after major life events like the birth of a child or a home purchase, Prescott & Son Insurance helps adjust coverage to meet new responsibilities.
In Malden, where seasonal changes often prompt a review of financial plans, J. Mallon Insurance, LLC provides guidance on life insurance options. The agency works with individuals and families to help them understand various policy types that can address future needs. By discussing personal circumstances and long-term objectives, the company offers straightforward advice tailored to local clients. An initial assessment of coverage requirements and budget is the first step in the process.
Supino Insurance Agency, Inc. in Malden, MA provides life insurance coverage to individuals and families seeking financial protection. This category of insurance helps ensure that beneficiaries receive a benefit upon the policyholder’s death, often used to cover final expenses, debts, or income replacement. The agency also offers specialized policy riders and options tailored to local residents’ needs. Commercial sectors it can serve include offices, warehouses, and food service operations, each requiring distinct risk assessments and coverage amounts for key personnel or business continuity planning.
Lister Insurance Agency Inc. provides life insurance services to residents throughout the Malden, Massachusetts area for their personal coverage needs. For commercial clients, the company also offers policies that help protect businesses and their key personnel. The agency works with individuals to secure beneficial plans that support long-term financial security for their families. After policies are in place, the agency stays in contact to conduct regular policy reviews and offer follow-up service between those planned visits.
What Does a a Life Insurance Agent in Malden Cost?
Term life insurance for a healthy 35 year old in Massachusetts typically costs between 20 and 40 dollars per month for a 500,000 dollar policy. Whole life policies may range from 100 to 300 dollars per month for similar coverage. Actual costs depend on age health coverage amount and policy type. This is general information and not insurance advice.
About life insurance agents in Malden
Life insurance agents in Malden Massachusetts help residents choose policies that protect their families and meet state requirements. Massachusetts law requires insurers to offer a free look period of at least 10 days on new life policies. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Malden need?
Agents must hold a valid Massachusetts life insurance producer license. This requires passing the state exam and completing continuing education every two years. You can verify an agents license on the Massachusetts Division of Insurance website.
How long does the free look period last in Massachusetts?
Massachusetts law gives you at least 10 days to review a new life insurance policy. If you cancel within this period you get a full refund of any premiums paid. This applies to policies purchased from Malden agents.
Can a Malden agent help with group life insurance through my employer?
Yes many Malden agents offer group life insurance plans for local businesses. Group policies often have lower rates and simplified underwriting. The agent can explain how group coverage interacts with individual policies under Massachusetts law.
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