The top-rated life insurance agent in Lynnfield, Massachusetts is Soderberg Ins. Services, rated 4.9 stars across 164 reviews. Other highly rated options include Johnson & Rohan Insurance, DiVirgilio Insurance Agency & On-Time Payroll, Success Insurance Inc. This directory lists 12 life insurance agents serving Lynnfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Soderberg Ins. Services | 200 Broadway Suite 201 | (781) 593-9393 |
| 2 | Johnson & Rohan Insurance | 50 Salem St | (781) 224-0909 |
| 3 | DiVirgilio Insurance Agency & On-Time Payroll | 932 Lynnfield St | (781) 592-5220 |
| 4 | Success Insurance Inc | 550 Summer St # 1 | (781) 819-3692 |
| 5 | Mutual Insurance MA | 28 Heritage Ln | (339) 210-5868 |
| 6 | Senior Insurance Lynnfield | 40 Salem St bldg 1 | (339) 219-1236 |
| 7 | Sylvia F. Costa Insurance | 462 Broadway | (339) 440-4669 |
| 8 | Philbin Insurance Group | 220 Broadway STE 304 | (781) 596-0033 |
| 9 | Pantano Insurance | 220 Broadway STE 202 | (781) 581-3100 |
| 10 | MassAutoQuote | 50 Salem St | (781) 246-8699 |
Soderberg Ins. Services serves Lynnfield, Massachusetts, and the surrounding area as a local life insurance agent. The company works with individuals and families to explore policy options that address financial protection needs. Insurance planning typically involves assessing income replacement, final expense coverage, and long-term financial goals. The agent provides guidance on term, whole, and universal life insurance products. Soderberg Ins. Services handles first-time policy setup and policy reviews for existing coverage.
Johnson & Rohan Insurance provides life insurance agent services to individuals and families in Lynnfield, MA. The company assists clients in evaluating their financial protection needs and selecting appropriate policy options. Ongoing support includes policy reviews to help ensure coverage remains aligned with changing life circumstances and beneficiary designations are current. Clients receive guidance during the application process and claims filing. The agency services single-family homes, apartments, retail, and restaurants.
DiVirgilio Insurance Agency & On-Time Payroll in Lynnfield, MA serves local homeowners and business owners who need life insurance coverage. The agency helps clients evaluate term and permanent policies to protect their families and company stakeholders from financial loss. They also offer guidance on integrating life insurance with broader financial planning for estate or business continuity needs. This firm provides its services to residents and employers throughout the North Shore and additional communities in the greater Boston metro area.
Serving Lynnfield and the surrounding communities in Essex County, Success Insurance Inc provides life insurance agent services. The company handles term, whole, and universal life policies for local families and individuals. It works with clients to evaluate their coverage needs based on current financial circumstances and long-term objectives. For a typical case, Success Insurance Inc gathers personal financial information, compares available policy options from multiple carriers, and presents clear recommendations tailored to the client's specific situation.
Mutual Insurance MA understands that clients may choose between a standard policy requiring a single premium payment and options that provide ongoing coverage through regularly scheduled installments. The agency serves Lynnfield, Massachusetts, by offering life insurance policies designed to address financial protection needs. Each client’s coverage is evaluated individually to determine appropriate benefits. Services are available on a one-time basis for those seeking a single plan, or on a scheduled, recurring schedule for policy reviews and adjustments as life circumstances evolve.
As local families in Lynnfield begin planning for the future or adjusting coverage for changing health needs, Senior Insurance Lynnfield provides focused life insurance agent services. Their process includes reviewing individual policies and comparing options from multiple carriers in the area. They help clients understand coverage terms and payment structures before recommending a customized plan. All consultations begin with a thorough review of the applicant’s current situation and objectives, followed by an initial assessment of medical history and benefit preferences during the first meeting.
Sylvia F. Costa Insurance offers specialized life insurance planning, including term life and whole life policies, while also providing general risk assessment and beneficiary guidance for individuals and families in Lynnfield, MA. The agency helps clients understand coverage options to protect long-term financial security. As New England experiences significant seasonal weather changes, it increasingly assists those reviewing their policies to ensure adequate protection before severe winter storms or summer hurricane threats arise.
As the seasons change in Lynnfield, Massachusetts, local families often review their financial protections to ensure their loved ones are covered. Philbin Insurance Group provides life insurance agency services that help area residents assess their needs and explore suitable policy options. The company guides clients through the process of understanding how various types of coverage can support dependents and long-term planning. An initial consultation or inspection step involves a no-obligation discussion with an agent to review individual circumstances and begin the assessment process.
Pantano Insurance provides life insurance coverage to individuals and families in the Lynnfield, Massachusetts area. The company helps clients select appropriate policies, including term life and whole life options, to meet their long-term financial and protection needs. Working with residents across the region, the agency assists with coverage for personal estates as well as commercial operations. These businesses may include local offices, warehouses, and food service establishments that require life insurance for key personnel or business continuity planning.
MassAutoQuote serves Lynnfield residents seeking life insurance guidance for their families. The agency advises on coverage options for whole life, term life, and other personal policies tailored to individual needs. Commercial life insurance plans are available for local business owners who want to protect their companies and key employees. Their service area extends across Lynnfield and the surrounding communities in Massachusetts. Agents help clients review existing policies and adjust coverage as circumstances change, returning regularly for annual reviews or whenever a policyholder needs to update beneficiaries or address new life events.
What Does a a Life Insurance Agent in Lynnfield Cost?
Life insurance costs in Massachusetts depend on your age, health, coverage amount, and policy type. A typical term life policy for a healthy 40-year-old might cost between $25 and $50 per month for $500,000 in coverage. Whole life policies are more expensive, often starting at $100 per month or more. Costs vary by case, and this is general information, not insurance advice.
About life insurance agents in Lynnfield
Life insurance agents in Lynnfield, Massachusetts help residents find coverage that fits their needs and budget. Massachusetts requires all life insurance policies to include a free look period of at least 10 days, giving you time to review the policy after purchase. Local agents can explain term life, whole life, and universal life options available to Lynnfield families and businesses.
Frequently Asked Questions
What does a life insurance agent in Lynnfield do?
A life insurance agent helps you compare policies from different carriers and choose the right amount of coverage. They explain policy terms, answer questions about beneficiaries, and assist with the application process. Agents in Lynnfield are familiar with Massachusetts insurance regulations and can guide you on state requirements.
Do I need a life insurance agent to buy a policy in Massachusetts?
No, you can buy a policy directly from an insurance company online. However, an agent can help you understand complex options and find the best value for your situation. In Massachusetts, agents must be licensed by the Division of Insurance to sell life insurance.
How do I choose a life insurance agent in Lynnfield?
Look for an agent with experience in Massachusetts life insurance laws and a good reputation in the community. You can check an agents license status through the Massachusetts Division of Insurance website. Ask about the types of policies they offer and whether they represent multiple insurance carriers.
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