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Directory of life insurance agents in Ludlow, Massachusetts. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 life insurance agents in Ludlow, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223
thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775
reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424
hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901
idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444
dowd.com
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611
dukeinsurancebrokerageinc.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616
cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901
dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192
fieldeddy.com
Life insurance agents in Ludlow Massachusetts help residents find coverage that fits their needs and budget. Massachusetts law requires insurers to offer a free look period of at least 10 days on new life insurance policies. Working with a local agent can simplify the process of comparing term life whole life and other policy types.
What Does a Life Insurance Agent in Ludlow Cost?
Life insurance costs in Massachusetts depend on your age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Rates for older applicants or those with health conditions can be higher. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a life insurance agent in Ludlow do?
A life insurance agent helps you compare policies from different carriers. They explain coverage options and guide you through the application process. Agents in Ludlow serve clients in Hampden County and throughout Massachusetts.
Do I need a license to sell life insurance in Massachusetts?
Yes all life insurance agents in Massachusetts must hold a valid state license. They must pass a background check and complete continuing education courses. You can verify an agents license through the Massachusetts Division of Insurance website.
How long does it take to get a life insurance policy in Ludlow?
The timeline varies by policy type. Term life policies may be approved in a few weeks. Policies requiring a medical exam can take 4 to 8 weeks. Massachusetts law gives you a 10 day free look period after you receive the policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.