The top-rated life insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Paul A. Balakin Insurance, Sharlene Wulleman: Allstate Insurance. This directory lists 20 life insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 2 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 3 | Paul A. Balakin Insurance | 81 Plain St #1 | (978) 441-3003 |
| 4 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 5 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 6 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 7 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 8 | Alpha Insurance | 648 Central St | (978) 459-4547 |
| 9 | Angela Westen Insurance | 543 Rogers St | (978) 735-4094 |
| 10 | I-insurance Group Inc | 799 Gorham St A | (978) 645-6996 |
A-Affordable Insurance Agency, Inc. provides essential life insurance policies to residents of Lowell, Massachusetts, helping them secure financial protection for their families and beneficiaries. By offering a range of term and whole life products, the agency addresses clients’ varying needs for coverage duration and savings components. It serves both individuals and businesses, including those operating in commercial sectors such as offices, warehouses, and food service.
Monica Insurance Agency Inc serves families and individuals throughout the Lowell, Massachusetts area as a local life insurance agent. It provides guidance on policy selection to help clients plan for long-term financial security and loved ones’ future needs. The agency works with typical policy options such as term and whole life coverage. This firm handles retirement income planning and final expense insurance within the region.
Paul A. Balakin Insurance, located in Lowell, MA, helps clients choose between simple term life policies, which offer a fixed period of coverage, and more comprehensive whole life plans that combine protection with a permanent cash value component. The agent guides individuals through each option, explaining how different premiums and benefit structures address personal financial goals. Services run on a scheduled basis, available by appointment to review needs and adjust coverage over time.
Sharlene Wulleman: Allstate Insurance provides a full range of life insurance products designed to offer financial protection and peace of mind. Client service includes personalized policy reviews and ongoing support to adjust coverage as individual needs evolve over time. Located in Lowell, MA, this agency understands the diverse insurance requirements of residents across the area. It services single-family homes, apartments, retail establishments, and restaurants.
Homeowners and small business owners in Lowell, Massachusetts turn to Francis E. Provencher Insurance for their life insurance agent needs. The company assists clients in reviewing and selecting appropriate life insurance policies to help protect their families and financial futures. Policy options are explained clearly so customers can understand coverage amounts and terms. Benefits like beneficiary designations and premium schedules are also discussed thoroughly during consultations. The agency additionally serves the greater Lowell metro area, including the neighboring community of Chelmsford.
KK Insurance Agency, Inc. provides specialized life insurance services in the Lowell, MA area, including term and whole life policy options to meet diverse client needs. The agency’s general workflow involves assessing financial goals and guiding applicants through underwriting procedures. As colder months approach, many residents seek its assistance in securing coverage that addresses increased concerns about family financial stability during flu season or unexpected winter-related health events.
Action Auto Insurance Agency serves Lowell, Massachusetts, and the surrounding Merrimack Valley communities. It handles life insurance policies designed to provide financial protection for families and individual beneficiaries. The agency helps clients assess coverage options that align with their long-term needs and personal circumstances. Each case receives a straightforward consultation to identify suitable plans from available carriers. The company generally begins by reviewing a client’s current situation and future goals to present clear policy choices.
As the seasons change in Lowell, many residents begin thinking about protecting their family’s financial future. Alpha Insurance offers life insurance agent services to help individuals and families plan for that security. They guide clients through policy options suited to local needs. Their process begins with a careful review of personal circumstances and goals. The initial step is a no-obligation consultation to assess coverage requirements.
Angela Westen Insurance provides life insurance agent services in the Lowell, Massachusetts area. The agency works with clients to evaluate their current coverage needs and explains available policy options for personal financial protection. It can also assist with adding specialty riders for critical illness or accidental death benefits. The company serves a range of commercial sectors including offices, warehouses, and food service operations, offering tailored life insurance solutions to business owners and their employees.
I-insurance Group Inc offers residential life insurance services to individuals and families throughout Lowell, MA. The agency also provides commercial coverage solutions tailored for businesses in the local area. Serving clients across the greater Lowell region, the company helps them assess their protection needs and select suitable policies. Between regular visits, policyholders can contact the office for follow-up assistance or to adjust their coverage as their circumstances change.
What Does a a Life Insurance Agent in Lowell Cost?
A typical term life insurance policy for a healthy 35 year old in Massachusetts costs between 20 and 50 dollars per month for 250000 dollars of coverage. Whole life policies generally cost 100 to 300 dollars per month for the same amount. Costs vary by age health coverage type and policy length. This is general information and not insurance advice.
About life insurance agents in Lowell
Life insurance agents in Lowell Massachusetts help residents protect their families with term life whole life and universal life policies. Massachusetts law requires agents to hold a state license and follow strict disclosure rules under M.G.L. Chapter 175. Local agents understand the needs of Lowell families and small business owners in the Greater Boston area.
Frequently Asked Questions
What license does a life insurance agent need in Lowell Massachusetts?
Agents must hold a valid Massachusetts insurance producer license for life insurance. This requires passing a state exam and completing continuing education every two years. The license is regulated by the Massachusetts Division of Insurance.
How long does it take to get a life insurance policy in Lowell?
Most policies take 2 to 6 weeks from application to approval. Some term life policies with no medical exam can be issued in a few days. Massachusetts allows a free look period of 10 days after you receive the policy.
Do I need a medical exam for life insurance in Lowell?
Many policies require a medical exam for larger coverage amounts. Some insurers offer no exam policies for smaller face values up to 50000 dollars. Your agent can help you choose the right option based on your health and budget.
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