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Find Life Insurance Agents in Dracut, MA

Directory of life insurance agents in Dracut, Massachusetts. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Dracut, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 life insurance agents in Dracut, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BETTENCOURT INSURANCE GROUP, INC
7 Broadway Rd Unit B, Dracut, MA 01826
(978) 770-0217 bettencourtinsurance.com
Colleen A Coughlin Insurance Agency Inc.
1794 Bridge St #5a, Dracut, MA 01826
(978) 221-6991 cacinsurance.com
L'Hussier Insurance
1641 Bridge St, Dracut, MA 01826
(978) 452-5240 lhussierins.com
Cloutier Insurance Agency
1996 Lakeview Ave, Dracut, MA 01826
(978) 957-4881 cloutierinsuranceagency.com
WellSure Insurance Service
31 Bolton Ave, Dracut, MA 01826
(978) 593-3150
Albert A Daigle Insurance Agency Inc
313 Willard St, Dracut, MA 01826
(978) 459-2101 daigleinsurance.net
Szczepanik Stephen J Insurance Agency
471 Aiken Ave, Dracut, MA 01826
(978) 454-3106 sjsinsurance.com
Buxton Insurance
471 Aiken Ave, Dracut, MA 01826
(978) 454-8636
Falcons Insurance & Financial
1049 Lakeview Ave # 9, Dracut, MA 01826
(978) 323-4500

Life insurance agents in Dracut, Massachusetts help residents choose policies that protect their families and meet state requirements. Massachusetts law requires insurers to offer a free look period of at least 10 days for most life insurance policies. Local agents can guide you through options like term life, whole life, and universal life to match your budget and goals.

What Does a Life Insurance Agent in Dracut Cost?

The cost of life insurance in Massachusetts varies by age, health, coverage amount, and policy type. For a healthy 35-year-old, a 20-year term life policy of 500,000 dollars might cost between 25 and 50 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for the same coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of life insurance can an agent in Dracut offer?
Agents in Dracut typically offer term life, whole life, universal life, and variable life insurance. They can also explain riders such as accidental death benefit or waiver of premium. Your choice depends on your financial goals and how long you need coverage.
Do I need a medical exam to get life insurance in Massachusetts?
Many life insurance policies require a medical exam, but some offer no-exam options for smaller amounts or younger applicants. Massachusetts allows insurers to use medical history and exam results to set premiums. An agent can help you find a policy that fits your health status.
How does Massachusetts law affect life insurance payouts?
Massachusetts law requires life insurance companies to pay claims within 30 days after receiving proof of death, unless there is a dispute. Beneficiaries can also request a copy of the policy within 10 days. These rules help ensure timely payment to families in Dracut.