The top-rated life insurance agent in Danvers, Massachusetts is Daniel J. Guarino Insurance Agency, Inc., rated 5.0 stars across 303 reviews. Other highly rated options include Edgewater Insurance Group, Goodnow Insurance, Phil Richard Insurance. This directory lists 20 life insurance agents serving Danvers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel J. Guarino Insurance Agency, Inc. | 99 Rosewood Dr #111 | (978) 777-5820 |
| 2 | Edgewater Insurance Group | 85 Constitution Ln #2B | (978) 979-6592 |
| 3 | Goodnow Insurance | 16 Park St | (978) 774-2620 |
| 4 | Phil Richard Insurance | 27 Garden St #1b | (978) 774-4338 |
| 5 | Life Solutions Group | 55 Ferncroft Rd Suite 203 | (978) 605-5200 |
| 6 | Salem Five Insurance Services, LLC | 75 Sylvan St Suite B-202 | (978) 977-4884 |
| 7 | Hurley Insurance Agency | 27 Garden St #1b | (978) 777-9394 |
| 8 | John J Doyle Insurance | 85 Constitution Ln #2h | (978) 777-6344 |
| 9 | SecureLink Insurance Co. | 99 Watson Pkwy | (351) 207-6471 |
| 10 | Circle Insurance Agency, Inc. | 247 Newbury St | (978) 777-7030 |
Daniel J. Guarino Insurance Agency, Inc. serves the Danvers, Massachusetts area and the surrounding North Shore region as a local life insurance agent. It provides financial protection products designed to help individuals secure their family’s future income and cover final expenses. The agency assists clients with term life policies that offer coverage for a set period. It also handles whole life insurance, which provides permanent protection and builds cash value over time.
Edgewater Insurance Group serves Danvers area homeowners, families, and individuals seeking life insurance coverage tailored to their long-term financial protection needs. The agency assists clients in navigating policy options that provide income replacement and estate planning benefits for beneficiaries. Their work involves explaining term and whole life products while helping residents secure appropriate coverage amounts based on personal circumstances. Edgewater Insurance Group also extends its life insurance services to families living in neighboring Beverly and across the North Shore region of Essex County.
Goodnow Insurance provides life insurance coverage and related financial protection services to individuals and families in the Danvers area. The company assists clients with policy selection, application processes, and periodic plan reviews to ensure ongoing suitability. Its agents offer guidance on coverage needs and help adjust policies as life circumstances change. Long-term service includes support with beneficiary updates, policy maintenance, and claims assistance. The agency services single-family homes, apartments, retail, and restaurants.
Phil Richard Insurance serves Danvers, Massachusetts, and the surrounding North Shore communities. It handles life insurance policies designed to provide financial protection for families and individuals in the area. The agency focuses on assessing each client’s specific coverage needs through a straightforward consultation process. It then recommends an appropriate policy from a selection of standard carriers to match those needs and the client’s budget.
Life Solutions Group in Danvers, MA assists clients with both single-policy purchases and ongoing coverage adjustments, offering term, whole, and universal life insurance products tailored to individual needs. The agency evaluates financial goals to recommend appropriate policy structures for income replacement or estate planning. Local guidance on beneficiaries and policy riders helps fill coverage gaps for families and businesses. Service runs on a one-time, scheduled, or as-needed basis to accommodate changing life circumstances.
Salem Five Insurance Services, LLC specializes in life insurance policies designed to provide financial protection for families and individuals. As a Danvers-based agency, it offers guidance on policy selection and coverage amounts to meet varying client needs. The agency serves local residents seeking to secure their beneficiaries’ futures through term or permanent insurance options. For instance, it helps clients assess coverage needs after major life changes, such as welcoming a new child or navigating health-related concerns during open enrollment periods.
As the seasons change in Danvers, families often begin to review their financial and health coverage needs. Hurley Insurance Agency works directly with local residents to identify appropriate life insurance policies tailored to those evolving circumstances. A representative will meet with you to explain how term and permanent options function within your budget. The process begins with a complimentary initial consultation to assess your current coverage situation and answer your specific questions.
John J Doyle Insurance assists clients in Danvers, Massachusetts, with their life insurance agent needs, offering guidance on coverage options. The agency specializes in helping individuals and families select policies that provide financial protection for the future. It serves local offices, warehouses, and food service operations, addressing their distinct life insurance requirements to ensure business continuity and employee benefits.
SecureLink Insurance Co., based in Danvers, MA, is recognized for providing life insurance coverage that helps individuals and families plan for long-term financial security. The agency offers a range of policies designed to address income replacement, final expenses, and mortgage protection for local residents in the Danvers area. By focusing on understanding each client’s unique situation, the company works to match them with suitable coverage options. Supplemental accidental death benefit riders can be added to enhance a basic life insurance policy.
Circle Insurance Agency, Inc. serves residential clients in Danvers, MA, helping them secure life insurance policies to protect their families’ financial future. The agency also offers commercial life insurance coverage for local businesses and serves the broader North Shore area from its Danvers location. Representatives assist individuals and business owners in evaluating policy options during in-depth consultations. After an initial policy is placed, the agency provides follow-up service between regular visits to address any coverage changes or beneficiary updates that clients may need.
What Does a a Life Insurance Agent in Danvers Cost?
The cost of life insurance in Massachusetts varies by age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 500000 dollar term life policy. Whole life policies typically cost 200 to 500 dollars per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information not insurance advice.
About life insurance agents in Danvers
Life insurance agents in Danvers Massachusetts help residents and businesses find suitable coverage to protect their families and assets. Massachusetts requires agents to hold a state license and follow strict regulations under the Division of Insurance. Local agents can guide you through term life whole life and universal life options tailored to your budget and goals.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
Agents must hold a valid Massachusetts insurance producer license for life insurance and annuities. This requires passing a state exam completing pre-licensing education and undergoing a background check.
How do I choose a life insurance agent in Danvers?
Look for an agent with experience in Massachusetts insurance laws and a good reputation with the Better Business Bureau. Ask about their product options and whether they represent multiple insurance companies.
Is a medical exam always required for life insurance in Massachusetts?
No some policies like guaranteed issue or simplified issue life insurance do not require a medical exam. However these policies often have lower coverage limits and higher premiums than fully underwritten policies.
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