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Find Life Insurance Agents in Bourne, MA

Directory of life insurance agents in Bourne, Massachusetts. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Bourne, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 life insurance agents in Bourne, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Murray & MacDonald Insurance Services, Inc
550 MacArthur Blvd, Bourne, MA 02532
(508) 540-2400 riskadvice.com
John Hancock Life Insurance Co: Patterson Michael
550 MacArthur Blvd, Bourne, MA 02532
(508) 690-4327
BUZZARDS BAY INSURANCE INC
9 Yearling Run Rd, Bourne, MA 02532
(774) 517-5698 lynchconboy.com

Life insurance agents in Bourne, Massachusetts help residents secure financial protection for their families. Massachusetts law requires insurers to offer a free look period of at least 10 days for most life policies. Local agents understand the needs of Cape Cod communities and can guide you through term, whole life, and universal life options.

What Does a Life Insurance Agent in Bourne Cost?

Life insurance costs in Bourne vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Older individuals or those with health conditions may pay more. Massachusetts has a state premium tax that is included in policy pricing. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do life insurance agents need in Massachusetts?
Life insurance agents in Massachusetts must hold a valid resident producers license issued by the Division of Insurance. They must complete pre-licensing education and pass a state exam. Agents must also complete continuing education every two years to renew their license.
How long does it take to get life insurance in Bourne?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with a medical exam typically take 2 to 6 weeks. Some policies with no exam can be issued in as little as 24 hours.
Do Massachusetts laws affect life insurance payouts?
Yes. Massachusetts has a two-year contestability period during which insurers can investigate misrepresentations. After two years, claims cannot be contested except for fraud. Beneficiaries must file a claim with the insurer and provide a certified death certificate.