Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 6 life insurance agents in Gambrills, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jodi Jones - State Farm Insurance Agent
1117 MD-3 Ste 105, Gambrills, MD 21054
(410) 721-8132
jodijones.net
Lighthouse Insurance Services
1119 MD-3 #210, Gambrills, MD 21054
(410) 721-6000
lighthouse-insurance.com
Craig S. Mader & Performance Insurance
1388 Defense Hwy, Gambrills, MD 21054
(410) 721-2725
maderperformanceinsurance.com
Phillip Grossmiller: Allstate Insurance
1053 MD-3 Ste E, Gambrills, MD 21054
(410) 352-4100
agents.allstate.com
Olson Inc
882 Annapolis Rd, Gambrills, MD 21054
(410) 923-7100
insurewitholson.com
Bay Point Insurance, LLC
2101 Basil Hall Ln Suite 200, Gambrills, MD 21054
(410) 987-3230
mybaypointinsurance.com
What Does a Life Insurance Agent in Gambrills Cost?
Term life insurance for a healthy 35-year-old in Maryland typically costs between $20 and $40 per month for a $500,000 policy. Whole life insurance premiums are higher, often starting at $100 per month for a similar amount. Costs depend on your age, health, and the policy type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Gambrills need?
Maryland requires life insurance agents to hold a valid producers license from the Maryland Insurance Administration. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the Maryland Insurance Administration website.
How does Maryland law affect life insurance beneficiaries?
Maryland law allows you to name any person or entity as a beneficiary. If you do not name a beneficiary, the death benefit goes to your estate and may go through probate. Maryland does not have a state inheritance tax on life insurance proceeds paid to a named beneficiary.
Can a life insurance agent in Gambrills help with Maryland estate planning?
Yes, many agents work with clients to coordinate life insurance with estate plans. Maryland has an estate tax for estates over a certain value, and life insurance can provide liquidity to pay that tax. An agent can explain how policy ownership and beneficiary designations affect your estate.