Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 life insurance agents in Camp Springs, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jonathan David Hancock - State Farm Insurance Agent
5839 Allentown Rd, Camp Springs, MD 20746
(301) 868-6622
jonathanhancock.com
Melvin Harnsberry - State Farm Insurance Agent
6331 Allentown Rd, Camp Springs, MD 20748
(301) 449-5588
melharnsberry.com
Equitable Insurance
4710 Auth Pl # 685, Camp Springs, MD 20746
(301) 702-9494
McLamb Financial Service
4610 Westridge Pl, Camp Springs, MD 20748
(301) 535-8034
mclambfinancialservices.com
What Does a Life Insurance Agent in Camp Springs Cost?
Life insurance costs in Maryland depend on age, health, coverage amount, and policy type. A healthy 35-year-old might pay 25 to 40 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies cost more, often 100 to 300 dollars per month for the same face amount. Rates can be higher for smokers or individuals with pre-existing conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Camp Springs need?
Agents must hold a valid Maryland life insurance producer license. This requires completing pre-licensing education and passing a state exam. The Maryland Insurance Administration oversees all licensing and consumer complaints.
How long does it take to get a life insurance policy in Camp Springs?
The timeline varies by policy type. Term life insurance can be issued in a few days if you qualify for simplified underwriting. Fully underwritten policies may take 4 to 8 weeks due to medical exams and records review.
Do Maryland laws affect life insurance payouts?
Yes. Maryland has a two-year contestability period during which an insurer can deny a claim for material misrepresentation. After two years, the policy is generally incontestable. Beneficiaries must file claims promptly, and insurers must pay within 30 days of receiving proof of death.