The top-rated life insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 233 reviews. Other highly rated options include Diane Newman - State Farm Insurance Agent, Plummer's Insurance Agency, Clark Insurance, a Marsh & McLennan Agency LLC company. This directory lists 15 life insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | Diane Newman - State Farm Insurance Agent | 313 Read Street At, Forest Ave | (207) 773-2080 |
| 3 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 4 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 5 | AAA Portland Insurance and Member Services | 68 Marginal Way | (207) 780-6950 |
| 6 | Unum | 2211 Congress St | (207) 575-2211 |
| 7 | Pivot Insurance Group | 41 Hutchins Dr Suite G2 | (207) 699-6363 |
| 8 | The Champlin Agency | 411 Congress St | (207) 229-0293 |
| 9 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 10 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
Lotfey Dennett Insurance Brokers serves the Portland, Maine, metro area and surrounding communities as a life insurance agency. Its representatives work with individuals to find suitable coverage that addresses long-term financial planning and family protection needs. The firm assists clients through the process of comparing different policy options, including term and permanent life insurance. Lotfey Dennett Insurance Brokers handles final expense planning and income replacement policies in this region.
Plummer's Insurance Agency specializes in life insurance policies designed to protect beneficiaries from financial hardship. It also assists clients with general coverage evaluations and policy adjustments to match their evolving needs. In the Portland, Maine area, the agency helps individuals address the specific concern of ensuring adequate coverage before the region’s harsh winter season increases risks of accidents and related health events.
Clark Insurance, a Marsh & McLennan Agency LLC company, serves Portland, Maine, and the surrounding communities, specializing in life insurance coverage. It provides term, whole, and universal life policies to help individuals secure financial protection for their families. The agency assesses each client's specific long-term goals and income needs to recommend an appropriate policy option. To handle a typical job, it conducts a thorough review of personal circumstances and then presents customized coverage choices tailored to those unique financial priorities.
AAA Portland Insurance and Member Services serves homeowners, renters, and business owners in the Portland, Maine area, offering guidance on life insurance policies tailored to local financial needs and long-term planning. Agents help clients assess coverage options that align with individual goals and budget considerations, working alongside property and auto insurance services under the same roof. This agency also extends its life insurance expertise to nearby communities within the greater Cumberland County metro region.
Unum, a life insurance agent in Portland, ME, first distinguishes between term life policies, which provide coverage for a set period, and permanent life insurance options that last a lifetime. These plans help protect families with a financial benefit in the event of a policyholder’s passing. Services cover a full range of life insurance needs for local residents. This company’s consultations and policy management are available on an as-needed basis for clients seeking guidance or plan adjustments.
As coastal Maine’s climate shifts unpredictably, Portland families often reassess their financial safeguards for storm damage or a sudden loss of income. Pivot Insurance Group in Portland, ME, provides life insurance policies that offer families a stable foundation in uncertain times. Their agents help clients evaluate term coverage versus whole life, according to individual health histories and future obligations. The process typically begins with a complimentary review of current coverage and a personalized needs assessment.
The Champlin Agency works with individuals and families in Portland, Maine, helping them select life insurance policies that align with their long-term financial goals. Their office specializes in term, whole, and universal life options tailored to varying client needs. Policyholders benefit from clear explanations of coverage details and ongoing support when adjusting plans. For commercial clients, the agency provides coverage solutions suitable for offices, warehouses, and food service businesses.
Cross Insurance specializes in life insurance planning, offering term, whole, and universal life policies to protect individuals and families in Portland, Maine. The agency generalizes in guiding clients through coverage decisions for income replacement, mortgage protection, and final expenses. It assists with policy adjustments during major life events like marriage or the birth of a child. As the winter months approach, the agency also helps clients reassess coverage to ensure they have sufficient protection for seasonal shifts in household budgets and estate planning needs.
Co Insurance Group LLC serves the Portland, Maine metro area as a local life insurance agent. The company assists individuals and families in selecting appropriate life insurance policies tailored to their needs. Clients in this region can receive guidance on term life insurance plans for temporary coverage. The firm also handles whole life insurance policies for those seeking permanent protection.
What Does a a Life Insurance Agent in Portland Cost?
Typical costs for a life insurance agent in Portland Maine are not set by law. Agents earn commissions from insurance companies which are already included in your premium. For a healthy 35 year old a 20 year term life policy with 500000 dollars of coverage might cost between 25 and 50 dollars per month. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Costs vary by age health and policy type. This is general information not insurance advice.
About life insurance agents in Portland
Life insurance agents in Portland Maine help residents choose policies that protect their families and meet state requirements. Maine law does not require life insurance but agents can explain how policies fit into estate plans and financial goals. Working with a local agent means you get advice tailored to Maine cost of living and regional health care options.
Frequently Asked Questions
What does a life insurance agent in Portland do?
A life insurance agent helps you compare policies from different companies. They explain term life whole life and universal life options. They also guide you through the application and medical underwriting process.
Do I need a license to sell life insurance in Maine?
Yes. Life insurance agents in Maine must hold a valid license from the Maine Bureau of Insurance. They must complete continuing education courses every two years to keep their license active.
How long does it take to get a life insurance policy in Maine?
The process can take from a few days to several weeks. It depends on the policy type and your health. Some term life policies with no medical exam can be approved in 24 hours. Policies requiring a medical exam usually take two to four weeks.
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