The top-rated life insurance agent in Youngsville, Louisiana is Ann Raush - State Farm Insurance Agent, rated 5.0 stars across 373 reviews. Other highly rated options include Monica Meyers - State Farm Insurance Agent, Kristen Willis: Allstate Insurance, Brightway Insurance, The Michele Robicheaux Agency. This directory lists 13 life insurance agents serving Youngsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ann Raush - State Farm Insurance Agent | 810 S St Blaise Ln suite f | (337) 856-5314 |
| 2 | Monica Meyers - State Farm Insurance Agent | 121 School St | (337) 856-8150 |
| 3 | Kristen Willis: Allstate Insurance | 204 Church St | (337) 857-3055 |
| 4 | Brightway Insurance, The Michele Robicheaux Agency | 107 Centre Sarcelle Blvd Suite 707 | (337) 347-7170 |
| 5 | Abney Advisory Group | 511 Shore Dr suite 3 | (337) 324-1140 |
| 6 | Armentor & Associates LLC | 716 Fortune Rd | (337) 984-9145 |
| 7 | Heather Romero New York Life Agent | 100 Sabal Palms Row Ste 1A | (337) 517-5825 |
| 8 | Colonial Life - McKay Benefits | 2480 Youngsville Hwy C | (337) 573-7254 |
| 9 | Goosehead Insurance - Lindsay Watson | 208 Centre Sarcelle Blvd #201 | (337) 279-2154 |
| 10 | Romero Insurance Group | 100 Sabal Palms Row #1 | (337) 451-0825 |
Ann Raush - State Farm Insurance Agent serves the Youngsville, Louisiana area, offering life insurance policies and related financial protection services. In this capacity, the company helps local residents assess their coverage needs to secure their families' financial futures. A life insurance agent in this region assists clients in choosing between term and permanent policies based on individual goals. The agency also handles policy updates and beneficiary changes for existing Youngsville clients.
Monica Meyers - State Farm Insurance Agent in Youngsville, LA, provides a comprehensive range of life insurance services, including term, whole, and universal life policies designed to meet diverse financial needs. Ongoing support includes policy reviews, beneficiary updates, and claims assistance to ensure coverage remains aligned with changing circumstances. The agency also offers mortgage protection and final expense options. Its residential and commercial clientele encompasses single‑family homes, apartments, retail, and restaurants.
Kristen Willis: Allstate Insurance serves homeowners, families, and local business owners in Youngsville, Louisiana, who require personal life insurance coverage. The agency helps clients assess their financial needs to secure policies that provide income replacement and debt protection for their loved ones. Representatives guide customers through term and whole life options to match varying budgets and long-term goals. The office is equipped to handle policy reviews, beneficiary updates, and new applications. Kristen Willis also covers the surrounding areas of Broussard and the broader Lafayette metropolitan region.
Brightway Insurance, The Michele Robicheaux Agency serves the Youngsville, Louisiana area and surrounding communities. This agency handles life insurance policies designed to help protect families from financial hardship. An agent works with clients to review their current coverage needs and personal circumstances. The general approach used for a typical job involves scheduling a consultation to discuss available policy options and then presenting a straightforward comparison of recommended coverage plans.
Abney Advisory Group in Youngsville, LA assists clients in choosing between one-time life insurance policies for specific term needs and recurring permanent coverage options for long-term financial protection. As a local life insurance agent, the agency helps individuals and families evaluate their own coverage requirements against available policy structures and benefit payouts. Service arrangements run on an as-needed basis, typically triggered by life events such as marriage, home purchase, or retirement planning discussions.
Armentor & Associates LLC in Youngsville, LA specializes in life insurance products that provide financial protection for families and individuals. It assists clients with policy selection, underwriting, and claims support. The firm also evaluates coverage needs for retirement income continuation and debt repayment planning. During the seasonal transition into fall, it helps policyholders review beneficiary designations to ensure long-term preparedness for unexpected life changes.
As families in Youngsville grow and new residents arrive, the need for long-term financial security becomes more pressing throughout the year. Heather Romero New York Life Agent helps local individuals and households navigate life insurance options to protect their loved ones. Working from Youngsville, the agency provides clear explanations of term and permanent policies. An initial needs assessment is scheduled to review current coverage and personal goals before any recommendations are offered.
Colonial Life - McKay Benefits provides life insurance coverage to individuals and families in the Youngsville, Louisiana area. The agency specializes in supplemental insurance policies that help protect clients against unexpected financial burdens from accidents, critical illness, and disability. These plans are designed to complement existing health coverage by offering direct cash benefits for out-of-pocket expenses. Commercial sectors commonly served by the agency include local offices, warehouses, and food service establishments, where employee benefit packages are tailored to meet workforce needs.
Goosehead Insurance - Lindsay Watson provides residential life insurance services to clients in and around Youngsville, Louisiana. The agency also offers commercial coverage to meet the needs of local business owners. Service extends throughout the Youngsville area and surrounding communities. Each client relationship involves an initial consultation to assess individual coverage requirements. The office follows up after regular visits to ensure policies continue to meet changing needs.
Romero Insurance Group in Youngsville, LA, is known for helping individuals and families navigate life insurance options to ensure financial security. The agency serves clients seeking term, whole, and universal life policies tailored to their stages of life and long-term goals. Its representatives guide residents through the process of comparing coverage amounts and policy features from available carriers. For added protection, the firm offers assistance with securing riders for critical illness or accidental death coverage.
What Does a a Life Insurance Agent in Youngsville Cost?
The cost of life insurance in Louisiana varies by age, health, coverage amount, and policy type. For a healthy 35-year-old in Youngsville, a 20-year term policy with 250,000 dollars in coverage may cost between 20 and 40 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for similar coverage. Costs can be higher for older applicants or those with pre-existing conditions. This is general information, not insurance advice.
About life insurance agents in Youngsville
Life insurance agents in Youngsville, Louisiana help residents find coverage that protects their families and meets state requirements. Louisiana law requires a valid insurance license for agents selling policies in the state, and local agents understand the specific needs of Youngsville families. Whether you need term life, whole life, or universal life insurance, a local agent can guide you through the options available in Lafayette Parish.
Frequently Asked Questions
What types of life insurance can an agent in Youngsville offer?
Agents in Youngsville typically offer term life, whole life, universal life, and variable life insurance policies. They can also provide final expense insurance and group life coverage for local businesses. Each policy type has different benefits and premium structures.
Do I need a medical exam to get life insurance in Louisiana?
Many life insurance policies in Louisiana require a medical exam, but some companies offer no-exam policies with higher premiums. The exam usually includes a health questionnaire, blood test, and urine sample. Your agent can help you find a policy that fits your health status.
How does Louisiana law affect life insurance payouts?
Louisiana law requires life insurance beneficiaries to file a claim within a reasonable time, typically within 20 days of the insureds death. The insurer must pay the claim within 30 days after receiving proof of death. If the claim is delayed, the insurer may owe interest on the payout.
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